Benton County property record for 114 N Michael St, Lowell, AR 72745
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,171 sqft · built 1999 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on Record |
| Last Sale | $212,300 (Oct 2021) |
| Tax Bill | $2,132 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01482-000 |
| Primary APN | 12-01482-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,171 sqft Living Area |
| Gross Area | 1,646 sqft |
| 1st Floor Area | 1,171 sqft |
| Flooring | Carpet |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 475 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 774 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 76 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 114 N MICHAEL ST |
|---|---|
| City | LOWELL |
| State | AR |
| Zip | 72745-8454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 07/01/1997 22L-294 |
| Legal Range | 30 |
| Legal Township | 18 |
| Legal Section | 01 |
| Legal Subdivision | SOUTHVIEW SUB PH II-LOWELL |
| Legal Lot Number | 48 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 21406 |
Source: Benton County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 114 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 7, 2021 | Warranty Deed, Transfer · FHA Mortgage EAGLE BANK & TRUST CO |
| Jan 25, 2021 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Sep 12, 2017 | Warranty Deed, Transfer ARVEST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2021 · Amount on Record |
| Deed Sale | Oct 7, 2021 · Amount on Record |
| Prior Sale | Sep 12, 2017 · Amount on Record |
| Deed Document Number | 202175432 |
| Prior Transfer Date | Dec 17, 2010 |
| Prior Transfer Doc | 2010064373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 114 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 114 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Investor | Possibly a Property Investor |
| Document Number | L202616799 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | L202616799 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD, BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 308 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 114 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 114 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Investor | Possibly a Property Investor |
| Document Number | L202359493 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | L202359493 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Oct 7, 2021 |
| Property Address | 114 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Document Number | 2021075432 |
| Map Reference | PL 22L PG 294 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 2021075432 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Title Company | WEST TITLE LLC, BEST TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $702.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12863 TRISTON LN, 12863, FARMINGTON, AR 72730-8104 |
| Name | Verified Name |
|---|---|
| Address | 114 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Investor | Possibly a Property Investor |
| Document Number | 2021075433 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 2021075433 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 114 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021005211 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2021005211 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | FAYETTEVILLE, AR 72703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 23, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Sep 12, 2017 |
| Property Address | 114 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Document Number | 0000D56657 |
| Instrument Date | Sep 8, 2017 |
| Instrument | D56657 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Title Company | WACO TITLE COMPANY, WACO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $328.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 N MICHAEL ST LOWELL AR 727458454, LOWELL, AR 72745-8454 |
| Document Number | M190679 |
|---|---|
| Date | Sep 12, 2017 |
| Instrument | M190679 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOWELL, AR 72745 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 11, 2047 |
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Lowell City |
| Unified School District | Rogers Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,132.00 (+9.22%) | $44,717 (-) Land $15,200 Building $29,517 | $223,585 (-) Land $76,000 Building $147,585 |
| 2025 | $1,952.00 (+29.53%) | $44,717 (+57.79%) Land $15,200 Building $29,517 | $223,585 (-) Land $76,000 Building $147,585 |
| 2024 | $223,585 (+57.79%) Land $76,000 Building $147,585 | ||
| 2023 | $1,507.00 | $28,340 Land $7,200 Building $21,140 | $141,700 Land $36,000 Building $105,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | May 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575 |
|---|---|
| Water Source | Purchased surface water from BEAVER WATER DISTRICT |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Right Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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