Benton County property record for 121 N Michael St, Lowell, AR 72745
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,291 sqft · built 1999 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $233,000 (Oct 2022) |
| Tax Bill | $1,898 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01493-000 |
| Primary APN | 12-01493-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,291 sqft Living Area |
| 1st Floor Area | 1,291 sqft |
| Flooring | Steel Beam |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Driveway | Driveway |
| Driveway Area | 688 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 95 sqft |
| Patio Area | 100 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 44086.0 |
|---|---|
| Street Address | 121 N MICHAEL ST |
| City | LOWELL |
| State | AR |
| Zip | 72745-8454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 40 |
| Legal Range | 30 |
| Legal Township | 18 |
| Legal Section | 01 |
| Legal Subdivision | SOUTHVIEW SUB PH II-LOWELL |
| Legal Lot Number | 59 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 21406 |
Source: Benton County records, as of January 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 121 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Nov 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC |
| Oct 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage PRIORITY BANK |
| Mar 16, 2017 | Warranty Deed, Transfer PRIORITY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2022 · Amount on Record |
| Deed Sale | Oct 19, 2022 · Amount on Record |
| Prior Sale | Sep 6, 2006 · Amount on Record |
| Deed Document Number | L202266747 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 121 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Title Company | SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 121 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Document Number | L202566358 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | L202566358 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 1200 ALTMORE AVE # 2-300, SANDY SPRINGS, GA 30342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 121 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Title Company | NC TITLE COMPANY, NETCO |
| Name | Verified Name |
|---|
| Document Number | L202360738 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | L202360738 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Oct 19, 2022 |
| Property Address | 121 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Document Number | L202266747 |
| Map Reference | PL 22L PG 294&297 |
| Instrument Date | Oct 17, 2022 |
| Instrument | L202266747 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2022 |
| Title Company | CITY TITLE AND CLOSING LLC, CITY TITLE & CLOSING LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $768.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Document Number | L202266748 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | L202266748 |
| Name | PRIORITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Mar 16, 2017 |
| Property Address | 121 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Document Number | 0000D14306 |
| Instrument Date | Mar 13, 2017 |
| Instrument | D14306 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2017 |
| Title Company | CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $422.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 N MICHAEL ST LOWELL AR 727458454, LOWELL, AR 72745-8454 |
| Document Number | M51387 |
|---|---|
| Date | Mar 16, 2017 |
| Instrument | M51387 |
| Name | PRIORITY BK |
|---|---|
| Type | Bank |
| Address | FAYETTEVILLE, AR 72703 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 15, 2047 |
Source: Benton County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Lowell City |
| Unified School District | Rogers Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,898.00 (+18.7%) Homeowner's exemption | $46,800 (+55.69%) Land $15,200 Building $31,600 | |
| 2024 | $234,000 (+55.69%) Land $76,000 Building $158,000 | ||
| 2023 | $1,599.00 | $30,060 Land $7,200 Building $22,860 | $150,300 Land $36,000 Building $114,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | May 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575 |
|---|---|
| Water Source | Purchased surface water from BEAVER WATER DISTRICT |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Right Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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