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122 N Main St, Reading, MI 49274 Property Records

Hillsdale County property record for 122 N Main St, Reading, MI 49274

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,084 sqft
Lot Size0.332 acres (14,505 sqft)
OwnerIndividual Name on File
Last Sale$78,000 (Jun 2018)
Tax Bill$1,382 (2021)
Deeds & MortgagesJun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-110-001-018-22-7-4

Property Details

APN / Parcel Number

Primary APN20-110-001-018-22-7-4

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,084 sqft Living Area
Gross Area1,868 sqft
Basement Area928 sqft

Exterior

Architectural StyleRanch
Exterior MaterialWood Siding
Lot Area14,505 sqft (0.332 acres)
Garage Area252 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address122 N MAIN ST
CityREADING
StateMI
Zip49274-9639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM 257.4 FT N OF SE COR SEC TH W 231 FT, TH N 62.7 FT, TH E 231 FT, TH S 62.7 FT TO POB UNPLATTED SEC 22 T7S R4W .33 A M/L S
JurisdictionHILLSDALE MI
Township / Civil DivisionREADING
Census Block Group4
Census Block4011
Census Tract50400

Owner

122 N Main St is owned and occupied by an individual who bought it in June 2018.

Source: Hillsdale County records, as of August 4, 2023

Owner of RecordIndividual Name on File
Mailing Address122 N MAIN ST, READING, MI 49274-9639
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2018 · Amount on File
Deed SaleJun 4, 2018 · Amount on File
Deed Document Number0001692562
Deed Book / Page1692 / 562
Record UpdatedJun 7, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateJun 4, 2018
Property Address122 N MAIN ST, READING, MI 49274-9639
Document Number01692/0562
Book / Page1692 / 0562
Instrument DateJun 4, 2018
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyPUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$670.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10870 NULL RD, 10870, MONTGOMERY, MI 49255-9600

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 MARION ST, HILLSDALE, MI 49242-1403

Mortgage

Document Number0001692563
DateJun 4, 2018
Instrument1692/563
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
MunicipalityReading City
Unified School DistrictReading Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$51,900$103,774 Land $9,059 Building $94,715
2021$1,382.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2001)
Most Recent ClaimFeb 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING
serves 1,078 people · EPA ID MI0005620
Water SourceGroundwater
Last State InspectionMay 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Mercury Fiber
Fixed Wireless		150 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: DMCI Broadband, Lakeland Internet.

Nearby Properties on N Main St

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