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126 N Main St, Reading, MI 49274 Property Records

Hillsdale County property record for 126 N Main St, Reading, MI 49274

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,340 sqft
Lot Size0.183 acres (8,015 sqft)
OwnerIndividual Name on File
Last Sale$87,000 (Apr 2017)
Tax Bill$1,439 (2021)
Deeds & MortgagesApr 2017 Sale & Mortgage
Mar 2017 Transfer
Flood ZoneZone X (minimal risk)
APN20-110-001-017-22-7-4

Property Details

APN / Parcel Number

Primary APN20-110-001-017-22-7-4

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,340 sqft Living Area
Gross Area2,096 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Architectural StyleRanch
Exterior MaterialWood Siding
Lot Area8,015 sqft (0.183 acres)
Garage Area384 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address126 N MAIN ST
CityREADING
StateMI
Zip49274-3200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM 320.1 FT N OF SE COR SEC TH W 231 FT TH N 62.7 FT TH E 231 FT TH S TO POB EXC COM NE COR THEREOF TH S 14.06 FT TH N 89 57
JurisdictionHILLSDALE MI
Township / Civil DivisionREADING
Census Block Group4
Census Block4011
Census Tract50400

Owner

126 N Main St is owned and occupied by an individual who bought it in April 2017.

Source: Hillsdale County records, as of August 4, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address126 N MAIN ST, READING, MI 49274-3200
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2017Warranty Deed, Transfer · Conventional Mortgage
SOUTHERN MICHIGAN BANK & TRUST
Mar 28, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2017 · Amount on File
Deed SaleApr 28, 2017 · Amount on File
Prior SaleMar 28, 2017
Deed Document Number0016540533
Deed Book / Page1654 / 0533
Record UpdatedJun 7, 2026

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateApr 28, 2017
Property Address126 N MAIN ST, READING, MI 49274-3200
Document Number01654/0533
Book / Page1654 / 0533
Instrument DateApr 25, 2017
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyEVONS TITLE, DEVON TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$748.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address126 N MAIN ST, 126, READING, MI 49274-3200

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 N MAIN ST, READING, MI 49274-3200

Mortgage

Document Number0016540535
DateApr 28, 2017
Instrument1654/0535
Lender
NameSOUTHERN MICHIGAN BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2047

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSDALE MI
Recording DateMar 28, 2017
Property Address126 N MAIN ST, READING, MI 49274-3200
Document Number01651/0236
Book / Page1651 / 0236
Instrument DateDec 29, 2016
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address123 MARCUS ST, 123, WALDRON, MI 49288-9701

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 N MAIN ST, READING, MI 49274-3200

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
MunicipalityReading City
Unified School DistrictReading Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$54,300$108,329 Land $7,806 Building $100,523
2021$1,439.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2001)
Most Recent ClaimFeb 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING
serves 1,078 people · EPA ID MI0005620
Water SourceGroundwater
Last State InspectionMay 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Mercury Fiber
Fixed Wireless		150 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: DMCI Broadband, Lakeland Internet.

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