Hillsdale County property record for 108 N Main St, Reading, MI 49274
| Property Type | Commercial |
|---|---|
| Details | 3,795 sqft · built 1900 |
| Lot Size | 0.335 acres (14,593 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $6,446 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-110-001-022-22-7-4 |
| Primary APN | 20-110-001-022-22-7-4 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,795 sqft Building Perimeter |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 14,593 sqft (0.335 acres) |
| Lot Dimensions | 189 ft deep x 33 ft wide |
| Street Address | 108 N MAIN ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9639 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B2DWTNB |
| Legal Description | COM 99 FT N OF SE COR SEC TH W 189.75 FT TH N 33 FT TH E 16.5 FT TH N 48 FT TH E 173.25 FT TH S 81 FT TO POB TIFA UNPLATTED S |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 22 |
| Legal Subdivision | False |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 50400 |
108 N Main St, a commercial property, is held in a trust.
Source: Hillsdale County records, as of July 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 100 W CHICAGO ST, COLDWATER, MI 49036-1899 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 108 N Main St was $6,446.
Source: Hillsdale County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,600 | $316,004 Land $22,381 Building $293,623 | |
| 2025 | $6,446.00 | ||
| 2023 | $165,200 | $323,289 Land $33,690 Building $289,599 | |
| 2021 | $5,635.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Most Recent Claim | Feb 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 N Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING serves 1,078 people · EPA ID MI0005620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: DMCI Broadband, Lakeland Internet.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures