122 James St, Modesto, CA 95354 Property Records

Stanislaus County property record for 122 James St, Modesto, CA 95354

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 1,980 sqft · built 1993
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Tax Bill	$6,445 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`107-008-016-000`

Property Details

APN / Parcel Number

Primary APN	`107-008-016-000`
Alternative APNs	`1070816000` `1070816`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Units	2 Units
Stories	1 Story
Building Area	1,980 sqft Living Area
1st Floor Area	1,980 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	4 Parking Spaces
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	122 JAMES ST
City	MODESTO
State	CA
Zip	95354-2615
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MODR3
Legal Description	CITY OF MODESTO BLK 213 N 50 FT OF LOT 8
Legal Subdivision	CITY/MODESTO
Legal Block	213
Legal Lot Number	8
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1018
Census Tract	1800

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 JAMES ST, MODESTO, CA 95354-2615
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Oct 7, 2025	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Nov 10, 2022	Intrafamily Transfer, Transfer DODD TITLE COMPANY INC, DOMA TITLE COMPANY INC
Nov 10, 2022	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 30, 2021	Intrafamily Transfer, Transfer
Jan 14, 2022	Intrafamily Transfer, Transfer
Jul 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2022
Deed Sale	Nov 10, 2022
Prior Sale	Nov 10, 2022 · Amount on Record
Deed Document Number	202273396
Prior Transfer Date	Dec 15, 2021
Prior Transfer Doc	0000003156
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	Jun 17, 2026
Property Address	122 JAMES ST, MODESTO, CA 95354-2615
Document Number	0000033582
Instrument Date	Jun 12, 2026
Instrument	202633582
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 JAMES ST, MODESTO, CA 95354-2615
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033582,
Date	Jun 17, 2026
Instrument	202633582

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jul 1, 2052

Interest

Rate	6.36%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	122 JAMES ST, MODESTO, CA 95354-2615
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 JAMES ST, MODESTO, CA 95354-2615

Mortgage

Document Number	0000048968
Date	Oct 7, 2025
Instrument	2025-0048968

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Nov 1, 2052

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Nov 10, 2022
Property Address	122 JAMES ST, MODESTO, CA 95354-2615
Document Number	0000073396
Map Reference	MB 15
Instrument Date	Nov 9, 2022
Instrument	2022-0073396
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	DODD TITLE COMPANY INC, DOMA TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 JAMES ST, MODESTO, CA 95354-2615

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 10, 2022
Property Address	122 JAMES ST, MODESTO, CA 95354-2615
Document Number	0000073395
Map Reference	MB 15
Instrument Date	Nov 9, 2022
Instrument	2022-0073395
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 JAMES ST, MODESTO, CA 95354-2615

Mortgage

Document Number	0000073397
Date	Nov 10, 2022
Instrument	2022-0073397

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Dec 30, 2021
Property Address	122 JAMES ST, MODESTO, CA 95354-2615
Document Number	0000122885
Map Reference	MB 15
Instrument Date	Dec 15, 2021
Instrument	2021-0122885
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15230 E RIVER RD, RIPON, CA 95366-9747

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jan 14, 2022
Property Address	122 JAMES ST, MODESTO, CA 95354-2615
Document Number	0000003156
Map Reference	MB 15
Instrument Date	Dec 15, 2021
Instrument	2022-0003156
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15230 E RIVER RD, RIPON, CA 95366-9747

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 28, 2017
Property Address	122 JAMES ST, MODESTO, CA 95354-2615
Document Number	0000054934
Instrument Date	Jul 24, 2017
Instrument	54934
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	21800 N RIPON RD RIPON CA 953669763, RIPON, CA 95366-9763

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,445.00 (+1.1%)	$556,071 (+2%) Land $228,159 Building $327,912
2025	$6,375.00 (+6.25%)	$545,169 (+4.04%) Land $223,686 Building $321,483
2023	$6,000.00 (+151.78%)	$524,000 Land $215,000 Building $309,000
2022	$2,383.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	26 (1982–2006)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Jan 2006 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 12 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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