110 James St, Modesto, CA 95354 Property Records

Stanislaus County property record for 110 James St, Modesto, CA 95354

Property Summary

Property Type	Triplex
Details	2 bd · 1 ba · 2,322 sqft · built 1977
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on Record
Last Sale	$250,000 (Feb 2016)
Tax Bill	$3,460 (2025)
Deeds & Mortgages	Jul 2022 Transfer Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`107-008-014-000`

Property Details

APN / Parcel Number

Primary APN	`107-008-014-000`
Alternative APNs	`1070814000` `1070814`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	3 Units
Stories	1 Story
Building Area	2,322 sqft Living Area
1st Floor Area	2,322 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Triplex
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Lot Width	52 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	110 JAMES ST, C
City	MODESTO
State	CA
Zip	95354-2638
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R3
Legal Subdivision	MODESTO
Legal Block	1
Legal Lot Number	8
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1018
Census Tract	1800

Owner

Source: Stanislaus County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12724 ROSILLA COAST LN, RANCHO CORDOVA, CA 95742-6716
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Intrafamily Transfer, Transfer
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Apr 26, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2016 · Amount on Record
Deed Sale	Feb 26, 2016 · Amount on Record
Deed Document Number	201614232
Last Transfer Date	Jul 22, 2022
Transfer Doc	0000052738
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jul 29, 2022
Property Address	110 JAMES ST, MODESTO, CA 95354-2638
Document Number	0000052738
Map Reference	VOL 15
Instrument Date	Jul 22, 2022
Instrument	2022-0052738
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	12724 ROSILLA COAST LN, RANCHO CORDOVA, CA 95742-6716

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	110 JAMES ST, MODESTO, CA 95354-2638
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020504
Date	Mar 23, 2020
Instrument	2020-0020504

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Apr 26, 2018
Property Address	110 JAMES ST, MODESTO, CA 95354-2638
Document Number	0000028687
Map Reference	VOL15
Instrument Date	Apr 13, 2018
Instrument	2018-0028687
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	MODESTO, 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 WATT AVE, SACRAMENTO, CA 95864-5056

Mortgage

Document Number	0000028688
Date	Apr 26, 2018
Instrument	2018-0028688

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 8, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,460.00 (+6.23%)	$295,942 (+4.04%) Land $82,861 Building $213,081
2023	$3,257.00 (+2.49%)	$284,452 Land $79,645 Building $204,807
2022	$3,178.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	26 (1982–2006)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Jan 2006 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 12 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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