Branch County property record for 122 Jackson St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,605 sqft |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Dec 2021) |
| Tax Bill | $1,490 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-000-000-358-00 |
| Primary APN | 304-000-000-358-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,605 sqft Building Perimeter |
| 1st Floor Area | 1,135 sqft |
| Basement Area | 396 sqft |
| Unfinished Basement | 396 sqft |
| Lot Area | 6,534 sqft (0.15 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 122 JACKSON ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM ON W LI JACKSON ST 33 FT N OF N LI PECKHAM ST TH N 54 1/4 FT TH W 7 RDS TH S 54 1/4 FT TH E 7 RDS TO POB |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 951600 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 122 JACKSON ST, COLDWATER, MI 49036-1850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2021 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Mar 19, 2021 | Deed, Transfer · Conventional Mortgage CENTURY BANK & TRUST |
| Apr 17, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2021 · Amount on Record |
| Deed Sale | Dec 2, 2021 · Amount on Record |
| Prior Sale | Mar 19, 2021 · Amount on Record |
| Deed Document Number | 20218907 |
| Prior Transfer Date | Mar 1, 2018 |
| Prior Transfer Doc | 0201802681 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Dec 2, 2021 |
| Property Address | 122 JACKSON ST, COLDWATER, MI 49036-1850 |
| Document Number | 0202108907 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021-08907 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TTL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 316 E WASHINGTON ST, COLDWATER, MI 49036-2033 |
| Name | Verified Name |
|---|---|
| Address | 41 SAUK BLVD APT F108, F108, COLDWATER, MI 49036-8871 |
| Document Number | 0202108908 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 2021-08908 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Mar 19, 2021 |
| Property Address | 122 JACKSON ST, COLDWATER, MI 49036-1850 |
| Document Number | 0202101944 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021-01944 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $688.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8011 SQUAWFIELD RD, PITTSFORD, MI 49271-9796 |
| Name | Verified Name |
|---|---|
| Address | 316 E WASHINGTON ST, COLDWATER, MI 49036-2033 |
| Document Number | 0202101945 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2021-01945 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Apr 17, 2018 |
| Property Address | 122 JACKSON ST, COLDWATER, MI 49036-1850 |
| Document Number | 0201802681 |
| Instrument Date | Mar 1, 2018 |
| Instrument | 2018-02681 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 122 JACKSON ST, COLDWATER, MI 49036-1850 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,800 (+10.68%) | $103,600 (+10.68%) | |
| 2025 | $1,490.00 (+3.69%) | $46,800 | $93,600 |
| 2024 | $1,437.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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