Branch County property record for 140 Jackson St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,931 sqft |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individuals on Record |
| Tax Bill | $1,648 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage May 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-000-000-497-00 |
| Primary APN | 304-000-000-497-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,931 sqft Building Perimeter |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 375 sqft |
| Unfinished Basement | 375 sqft |
| Lot Area | 6,534 sqft (0.15 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 140 JACKSON ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT PT ON W LI OF JACKSON ST 593 1/4 FT N OF N LI OF RACE ST TH N ON W LI OF JACKSON ST 55 FT TH W 7 RDS TH S 55 FT TH E 7 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 951600 |
Source: Branch County assessment roll, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 140 JACKSON ST, COLDWATER, MI 49036-1818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2024 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST |
| May 18, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 23, 2021 |
| Transfer Doc | 0202104027 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 140 JACKSON ST, COLDWATER, MI 49036-1818 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 140 JACKSON ST, COLDWATER, MI 49036-1818 |
| Document Number | 0202406193 |
|---|---|
| Date | Nov 18, 2024 |
| Instrument | 2024-06193 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Private Party |
| Address | 51 W PEARL ST, COLDWATER, MI 49036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | May 18, 2021 |
| Property Address | 140 JACKSON ST, COLDWATER, MI 49036-1818 |
| Document Number | 0202104027 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2021-04027 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 JACKSON ST, COLDWATER, MI 49036-1818 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,400 (+8.84%) | $126,800 (+8.84%) | |
| 2025 | $1,648.00 (+3.45%) | $58,250 | $116,500 |
| 2024 | $1,593.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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