Branch County property record for 109 Jackson St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,484 sqft |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,600 (Jan 2024) |
| Tax Bill | $3,257 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-000-000-393-00 |
| Primary APN | 304-000-000-393-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,484 sqft Building Perimeter |
| 1st Floor Area | 1,534 sqft |
| Basement Area | 1,375 sqft |
| Unfinished Basement | 1,375 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 19,166 sqft (0.44 acres) |
|---|---|
| Garage Area | 720 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 109 JACKSON ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT PT 10 RDS E OF NW COR LOT 20 J O PELTON ADD TH S 4 RDS TH W TO E LI JACKSON ST TH N ALG E LI JACKSON ST TO N LI LOT 20 |
| Legal Subdivision | J O PELTON ADD |
| Legal Lot Number | 20 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 951600 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 JACKSON ST, COLDWATER, MI 49036-1851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2024 | Intrafamily Transfer, Transfer |
| Jan 2, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage UIF CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2024 · Amount on Record |
| Deed Sale | Jan 2, 2024 · Amount on Record |
| Prior Sale | Jan 2, 2014 · Amount on Record |
| Deed Document Number | 202470 |
| Prior Transfer Date | Dec 21, 2023 |
| Prior Transfer Doc | 0202400156 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jan 5, 2024 |
| Property Address | 109 JACKSON ST, COLDWATER, MI 49036-1851 |
| Document Number | 0202400156 |
| Instrument Date | Dec 21, 2023 |
| Instrument | 2024-00156 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 JACKSON ST, COLDWATER, MI 49036-1851 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jan 2, 2024 |
| Property Address | 109 JACKSON ST, COLDWATER, MI 49036-1851 |
| Document Number | 0202400070 |
| Instrument Date | Dec 21, 2023 |
| Instrument | 2024-00070 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 JACKSON ST, COLDWATER, MI 49036-1851 |
| Name | Verified Name |
|---|---|
| Address | 121 S HUDSON ST, COLDWATER, MI 49036-1958 |
| Document Number | 0202400071 |
|---|---|
| Date | Jan 2, 2024 |
| Instrument | 2024-00071 |
| Name | UIF CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,500 (+17.4%) | $193,000 (+17.4%) | |
| 2025 | $3,257.00 (+3.66%) | $82,200 (+27.84%) | $164,400 (+27.84%) |
| 2024 | $3,142.00 | ||
| 2023 | $64,300 | $128,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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