Kane County property record for 122 Hamilton St, Geneva, IL 60134
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 1.5 ba · 2,427 sqft · built 1930 |
| Lot Size | 0.83 acres (3,600 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $295,000 (Dec 2022) |
| Tax Bill | $2,055 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-430-002 |
| Primary APN | 12-03-430-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,427 sqft Gross Area |
| Basement Area | 739 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 3,600 sqft (0.83 acres) |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 122 HAMILTON ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2236 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | GENEVA -ORIGINAL TOWN- PT LOT 7 BLK 38 |
| Legal Subdivision | GENEVA -ORIGINAL TOWN |
| Legal Block | 38 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 852608 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Geneva Historic District listed 1979 · 68 contributing resources · NRIS 79000845 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
122 Hamilton St, a commercial property, is held in a trust since February 2026.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 37W461 HERITAGE DR, BATAVIA, IL 60510-5101 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE, INC |
| Feb 18, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Dec 7, 2022 | Warranty Deed, Transfer · Commercial Mortgage CORPORATE AMERICA FAMILY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2022 · Amount on File |
| Deed Sale | Dec 7, 2022 · Amount on File |
| Prior Sale | Jan 11, 2006 · Amount on File |
| Deed Document Number | 202257732 |
| Last Transfer Date | Feb 13, 2026 |
| Transfer Doc | 0000006586 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 9, 2026 |
| Property Address | 122 HAMILTON ST, GENEVA, IL 60134-2236 |
| Document Number | 0000014162 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 202614162 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 37W461 HERITAGE DR, BATAVIA, IL 60510-5101 |
| Document Number | 0000014162, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 202614162 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 18, 2026 |
| Property Address | 122 HAMILTON ST, GENEVA, IL 60134-2236 |
| Document Number | 0000006586 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 2026K006586 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 37W461 HERITAGE DRIVE, KANE, IL 62054 |
| Name | Verified Name |
|---|---|
| Address | 37W461 HERITAGE DR, BATAVIA, IL 60510-5101 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 7, 2022 |
| Property Address | 122 HAMILTON ST, GENEVA, IL 60134-2236 |
| Document Number | 0000057732 |
| Instrument Date | Dec 6, 2022 |
| Instrument | 2022K057732 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 HAMIITON STREET, GENEVA, IL 60134-2236 |
| Document Number | 0000057733 |
|---|---|
| Date | Dec 7, 2022 |
| Instrument | 2022K057733 |
| Name | CORPORATE AMERICA FAMILY CU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Jan 1, 2033 |
| Min Rate At Change | 6.25% |
The 2025 property tax bill for 122 Hamilton St was $2,055, down 64.8% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,055.00 (-64.76%) | $26,758 (-63.43%) Land $26,757 Building $1 | $80,306 (-63.43%) Land $80,303 Building $3 |
| 2024 | $5,831.00 | $73,168 Land $24,661 Building $48,507 | $219,592 Land $74,013 Building $145,579 |
| 2022 | $8,198.00 (+2.03%) | $94,343 (+3.86%) Land $20,832 Building $73,511 | $283,029 (+3.86%) Land $62,496 Building $220,533 |
| 2021 | $8,035.00 | $90,837 Land $20,058 Building $70,779 | $272,511 Land $60,174 Building $212,337 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 122 Hamilton St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 122 Hamilton St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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