122 E Walnut St, Cardington, OH 43315 Property Records

Morrow County property record for 122 E Walnut St, Cardington, OH 43315

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1901
Lot Size	0.133 acres (5,793 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Jul 2023)
Tax Bill	$2,816 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C09-015-00-068-00`

Property Details

APN / Parcel Number

Primary APN	`C09-015-00-068-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	2,954 sqft
1st Floor Area	2,600 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	5,793 sqft (0.133 acres)
Lot Dimensions	116 ft deep x 50 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	470 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	122 E WALNUT ST
City	CARDINGTON
State	OH
Zip	43315-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 79 RTS:0
Legal Lot Number	79
Jurisdiction	MORROW OH
Township / Civil Division	CARDINGTON
Census Block Group	3
Census Block	3028
Census Tract	965300

Owner

Source: Morrow County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 E WALNUT ST, CARDINGTON, OH 43315-1128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Jan 6, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NFM LENDING
Apr 22, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2023 · Amount on Record
Deed Sale	Jul 3, 2023 · Amount on Record
Prior Sale	Apr 22, 2021 · Amount on Record
Prior Transfer Date	Sep 8, 2000
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORROW OH
Recording Date	Jul 3, 2023
Property Address	122 E WALNUT ST, CARDINGTON, OH 43315-1128
Document Number	001082/742
Book / Page	1082 / 742
Instrument Date	Jun 29, 2023
Instrument	413199
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E WALNUT ST, CARDINGTON, OH 43315-1128

Mortgage

Document Number	0000413200
Date	Jul 3, 2023
Instrument	413200

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001082/765
Date	Jul 3, 2023
Book Page	1082/765
Instrument	413201

Lender

Name	OHIO HOUSING FINANCE

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORROW OH
Recording Date	Jan 6, 2022
Property Address	122 E WALNUT ST, CARDINGTON, OH 43315-1128
Document Number	001039/387
Book / Page	1039 / 387
Instrument Date	Dec 23, 2021
Instrument	404491
Transaction Type	Transfer
Record Updated	May 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000404492
Date	Jan 6, 2022
Instrument	404492

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MORROW OH
Recording Date	Apr 22, 2021
Property Address	122 E WALNUT ST, CARDINGTON, OH 43315-1128
Document Number	1011/670
Book / Page	1011 / 670
Instrument Date	Mar 23, 2021
Instrument	399371
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 152, CARDINGTON, OH 43315-0152

Tax Assessment & Valuation

Source: Morrow County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Morrow County
County Subdivision	Cardington Township
Municipality	Cardington Village
Unified School District	Cardington-Lincoln Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$128,200 (-) Land $12,700 Building $115,500
2025	$2,816.00 (+44.48%) Homeowner's exemption	$44,880 (-) Land $4,450 Building $40,430
2023	$1,949.00 (+16.71%)	$44,880 (+34.37%) Land $4,450 Building $40,430	$128,200 (+34.38%) Land $12,700 Building $115,500
2022	$1,670.00	$33,400 Land $3,540 Building $29,860
2020			$95,400 Land $10,100 Building $85,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARDINGTON VILLAGE PWS serves 2,079 people · EPA ID OH5900112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

122 E Walnut St, Cardington, OH 43315 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

January 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Walnut St

Nearby Streets

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