127 E Walnut St, Cardington, OH 43315 Property Records

Morrow County property record for 127 E Walnut St, Cardington, OH 43315

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,688 sqft · built 1900
Lot Size	0.309 acres (13,460 sqft)
Owner	Individual Name on Record
Tax Bill	$3,909 (2025)
Deeds & Mortgages	Oct 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`C09-021-00-003-00`

Property Details

APN / Parcel Number

Primary APN	`C09-021-00-003-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,688 sqft Living Area
Gross Area	5,110 sqft
1st Floor Area	3,264 sqft
Upper Floors Area	1,056 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	13,460 sqft (0.309 acres)
Lot Dimensions	201 ft deep x 67 ft wide
Porch	Slab
Porch Area	294 sqft
Patio Area	143 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	127 E WALNUT ST
City	CARDINGTON
State	OH
Zip	43315-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 217 RTS:0
Legal Lot Number	217
Jurisdiction	MORROW OH
Township / Civil Division	CARDINGTON
Census Block Group	3
Census Block	3032
Census Tract	965300

Owner

Source: Morrow County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 E WALNUT ST, CARDINGTON, OH 43315-1127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 1993
Deed Sale	May 5, 1993
Prior Sale	May 5, 1993 · Amount on Record
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORROW OH
Property Address	127 E WALNUT ST, CARDINGTON, OH 43315-1127
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001064/999
Date	Oct 17, 2022
Book Page	1064/999
Instrument	409549

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Morrow County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Morrow County
County Subdivision	Cardington Township
Municipality	Cardington Village
Unified School District	Cardington-Lincoln Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$178,000 (-) Land $15,900 Building $162,100
2025	$3,909.00 (+45.53%) Homeowner's exemption	$62,310 (-) Land $5,570 Building $56,740
2023	$2,686.00 (+15.08%)	$62,310 (+29.27%) Land $5,570 Building $56,740	$178,000 (+29.27%) Land $15,900 Building $162,100
2022	$2,334.00	$48,200 Land $3,540 Building $44,660
2020			$137,700 Land $10,100 Building $127,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARDINGTON VILLAGE PWS serves 2,079 people · EPA ID OH5900112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20