Morrow County property record for 118 E Walnut St, Cardington, OH 43315
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 2024 |
| Lot Size | 0.133 acres (5,793 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Mar 2024) |
| Tax Bill | $3,492 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance Jan 2025 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C09-015-00-066-00 |
| Primary APN | C09-015-00-066-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 2,920 sqft |
| Upper Floors Area | 345 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Lot Area | 5,793 sqft (0.133 acres) |
| Lot Dimensions | 116 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 195 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 118 E WALNUT ST |
|---|---|
| City | CARDINGTON |
| State | OH |
| Zip | 43315-1128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 77 RTS:0 |
| Legal Lot Number | 77 |
| Jurisdiction | MORROW OH |
| Township / Civil Division | CARDINGTON |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 965300 |
Source: Morrow County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 118 E WALNUT ST, CARDINGTON, OH 43315-1128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PARK NATIONAL BANK |
| Jan 16, 2025 | Warranty Deed, Transfer · Stand-Alone Refinance RUOFF MORTGAGE CO |
| Mar 20, 2024 | Warranty Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Apr 25, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Feb 6, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2024 · Amount on Record |
| Deed Sale | Mar 20, 2024 · Amount on Record |
| Prior Sale | Apr 25, 2023 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORROW OH |
| Property Address | 118 E WALNUT ST, CARDINGTON, OH 43315-1128 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001035/959 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 1035/959 |
| Instrument | 403892 |
| Name | PARK NATIONAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORROW OH |
| Recording Date | Jan 16, 2025 |
| Property Address | 118 E WALNUT ST, CARDINGTON, OH 43315-1128 |
| Document Number | 001121/318 |
| Book / Page | 1121 / 318 |
| Instrument Date | Jan 7, 2025 |
| Instrument | 421099 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1670 MAGNAVOX WAY, FORT WAYNE, IN 46804-1536 |
| Document Number | 0000421100 |
|---|---|
| Date | Jan 16, 2025 |
| Instrument | 421100 |
| Name | RUOFF MORTGAGE CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORROW OH |
| Recording Date | Mar 20, 2024 |
| Property Address | 118 E WALNUT ST, CARDINGTON, OH 43315-1128 |
| Document Number | 001099/926 |
| Book / Page | 1099 / 926 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 1016831 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 E WALNUT ST, CARDINGTON, OH 43315-1128 |
| Document Number | 0001016833 |
|---|---|
| Date | Mar 20, 2024 |
| Instrument | 1016833 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MORROW OH |
| Recording Date | Apr 25, 2023 |
| Property Address | 118 E WALNUT ST, CARDINGTON, OH 43315-1128 |
| Document Number | 001077/794 |
| Book / Page | 1077 / 794 |
| Instrument Date | Apr 18, 2023 |
| Instrument | 412171 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORROW OH |
| Recording Date | Feb 6, 2019 |
| Property Address | 118 E WALNUT ST, CARDINGTON, OH 43315-1128 |
| Document Number | 000940/769 |
| Book / Page | 940 / 769 |
| Instrument Date | Nov 23, 2018 |
| Instrument | 385689 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
Source: Morrow County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Morrow County |
| County Subdivision | Cardington Township |
| Municipality | Cardington Village |
| Unified School District | Cardington-Lincoln Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,000 (+1,458.82%) Land $12,700 Building $146,300 | ||
| 2025 | $3,492.00 (+2,167.53%) | $55,660 (+1,459.1%) Land $4,450 Building $51,210 | |
| 2023 | $154.00 (+12.41%) | $3,570 (+25.7%) Land $3,570 | $10,200 (+25.93%) Land $10,200 |
| 2022 | $137.00 | $2,840 Land $2,840 | |
| 2020 | $8,100 Land $8,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARDINGTON VILLAGE PWS serves 2,079 people · EPA ID OH5900112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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