122 E Shaw St, Charlotte, MI 48813 Property Records

Eaton County property record for 122 E Shaw St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,634 sqft · built 1890
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on Record
Last Sale	$187,200 (Apr 2026)
Tax Bill	$5,872 (2025)
Deeds & Mortgages	Feb 2009 Mortgage Apr 2026 Foreclosure + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20006161203000`

Property Details

APN / Parcel Number

Primary APN	`20006161203000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,634 sqft Living Area
1st Floor Area	968 sqft
Basement Area	968 sqft
Unfinished Basement	968 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	231 ft deep x 52 ft wide
Garage Area	520 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	122 E SHAW ST
City	CHARLOTTE
State	MI
Zip	48813-1981
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	COM. 6 RODS W OF NE CORNER OF LOT 12, S 231 FT., W 52 FT., N 231 FT., E 52 FT. TO BEG. LAWRENCE'S ADDITION OF OUT LOTS CITY
Legal Subdivision	FT TO BEG LAWRENCES ADD
Legal Lot Number	12
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	4
Census Block	4019
Census Tract	20902

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3637 SENTARA WAY, VIRGINIA BEACH, VA 23452-4262
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2009	Deed of Trust, Mortgage EATON FSB
Apr 28, 2026	Sheriff's Deed, Foreclosure NONE LISTED ON DOCUMENT
Jul 23, 2024	Warranty Deed, Transfer · Second Mortgage (Down Payment) MICHIGAN STATE HOUSING DEV AUTHORIT
Apr 9, 2024	Warranty Deed, Transfer · Conventional Mortgage THE DART BANK
Aug 11, 2014	Warranty Deed, Transfer EATON FSB
Jan 16, 2007	Intrafamily Transfer, Transfer · Stand-Alone Refinance EATON FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Jul 23, 2024 · Amount on Record
Deed Book / Page	3188 / 586
Prior Transfer Date	Jan 15, 2007
Prior Transfer Doc	2092/0443
Record Updated	Oct 29, 2026

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	122 E SHAW ST, CHARLOTTE, MI 48813-1981
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02215/0888
Date	Feb 19, 2009
Book Page	2215/0888

Lender

Name	EATON FSB
Type	Bank
Address	CHARLOTTE, MI 48813

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2024

April 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	EATON MI
Recording Date	Apr 28, 2026
Property Address	122 E SHAW ST, CHARLOTTE, MI 48813-1981
Document Number	3188000586
Book / Page	3188 / 586
Instrument Date	Apr 23, 2026
Transaction Type	Foreclosure
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$162,601.92
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3637 SENTARA WAY, VIRGINIA BEACH, VA 23452-4262
Investor	Possibly a Property Investor

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jul 23, 2024
Property Address	122 E SHAW ST, CHARLOTTE, MI 48813-1981
Document Number	003100/532
Book / Page	3100 / 532
Instrument Date	Jul 19, 2024
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	ATA NATL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 OAKRIDGE LANE, CHARLOTTE, MI 48813

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7560 W BEARD RD, PERRY, MI 48872-8145

Mortgage

Document Number	0031000661
Date	Jul 23, 2024
Instrument	3100-0661

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORIT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Mortgage

Document Number	003100/647
Date	Jul 23, 2024
Book Page	3100/647

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Apr 9, 2024
Property Address	122 E SHAW ST, CHARLOTTE, MI 48813-1981
Document Number	003087/849
Book / Page	3087 / 849
Map Reference	LB 1 PG 45
Instrument Date	Apr 5, 2024
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	MICHIGAN SHORES TITLE AGENCY, MICHIGAN MOVES TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8181 E SPICERVILLE HWY, EATON RAPIDS, MI 48827-9064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 OAKWOOD DR, CHARLOTTE, MI 48813-1315

Mortgage

Document Number	0030870851
Date	Apr 9, 2024
Instrument	3087-0851

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

August 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Aug 11, 2014
Property Address	122 E SHAW ST, CHARLOTTE, MI 48813-1981
Document Number	02530/0071
Book / Page	2530 / 0071
Map Reference	LB1 PG45
Instrument Date	Aug 1, 2014
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	MICHIGAN BANKERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 E SHAW ST, CHARLOTTE, MI 48813-1981

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E SHAW ST, CHARLOTTE, MI 48813-1981

Mortgage

Document Number	02530/0072
Date	Aug 11, 2014
Book Page	2530/0072

Lender

Name	EATON FSB
Type	Bank
Address	CHARLOTTE, MI 48813

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2044

January 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Jan 16, 2007
Property Address	122 E SHAW ST, CHARLOTTE, MI 48813-1981
Document Number	02092/0443
Book / Page	2092 / 0443
Map Reference	LB1 PG45
Instrument Date	Jan 15, 2007
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 E SHAW ST, CHARLOTTE, MI 48813-1981

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E SHAW ST, CHARLOTTE, MI 48813-1981

Mortgage

Document Number	0020920445
Date	Jan 16, 2007
Instrument	2092/0445

Lender

Name	EATON FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	180 Months
Due	Jan 15, 2022

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,400 (+4.7%)	$174,530 (-) Land $34,705 Building $139,825
2025	$5,872.00 (+94.63%)	$87,300 (+15.78%)	$174,530 (+15.74%) Land $34,705 Building $139,825
2024	$3,017.00 (+11.78%)
2023		$75,400	$150,800
2022	$2,699.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net, AT&T, T-Mobile.

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