118 E Shaw St, Charlotte, MI 48813 Property Records

Eaton County property record for 118 E Shaw St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 874 sqft · built 1900
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Tax Bill	$1,827 (2025)
Deeds & Mortgages	Oct 2023 Transfer Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20006161205000`

Property Details

APN / Parcel Number

Primary APN	`20006161205000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	874 sqft Living Area
1st Floor Area	874 sqft
Basement Area	754 sqft
Unfinished Basement	754 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	231 ft deep x 50 ft wide
Garage Area	432 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	118 E SHAW ST
City	CHARLOTTE
State	MI
Zip	48813-1981
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	COM 12 RODS 9 1/2 FEET E OF NW CORNER OF LOT 12, S 231 FT., E 50 FT., N 231 FT. W 50 FT. TO BEG. LAWRENCE'S ADDITION OF OUT LOTS CITY OF CHARLOTTE
Legal Subdivision	FT TO BEG LAWRENCES ADD
Legal Lot Number	12
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	4
Census Block	4019
Census Tract	20902

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 E SHAW ST, CHARLOTTE, MI 48813-1981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Intrafamily Transfer, Transfer
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Aug 4, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 23, 2023
Transfer Doc	003070/465
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Oct 30, 2023
Property Address	118 E SHAW ST, CHARLOTTE, MI 48813-1981
Document Number	003070/465
Book / Page	3070 / 465
Instrument Date	Oct 23, 2023
Transaction Type	Transfer
Record Updated	Nov 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E SHAW ST, CHARLOTTE, MI 48813-1981

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	118 E SHAW ST, CHARLOTTE, MI 48813-1981
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E SHAW ST, CHARLOTTE, MI 48813-1981

Mortgage

Document Number	002952/242
Date	Sep 1, 2021
Book Page	2952/242

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Aug 4, 2021
Property Address	118 E SHAW ST, CHARLOTTE, MI 48813-1981
Document Number	2946/414
Book / Page	2946 / 414
Instrument Date	Aug 4, 2021
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E SHAW ST, CHARLOTTE, MI 48813-1981

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,000 (+2.82%)	$142,068 (-) Land $34,626 Building $107,442
2025	$1,827.00 (+2.93%) Homeowner's exemption	$71,000 (+20.75%)	$142,068 (+20.81%) Land $34,626 Building $107,442
2024	$1,775.00 (+11.57%)
2023		$58,800	$117,600
2022	$1,591.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net, AT&T, T-Mobile.

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