121 E Shaw St, Charlotte, MI 48813 Property Records

Eaton County property record for 121 E Shaw St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,144 sqft · built 1900
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Dec 2018)
Tax Bill	$4,472 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20006161107000`

Property Details

APN / Parcel Number

Primary APN	`20006161107000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	209 ft deep x 60 ft wide
Garage Area	600 sqft
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	121 E SHAW ST
City	CHARLOTTE
State	MI
Zip	48813-1980
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	COM. 285.5 FEET E OF SW CORNER OF LOT 11, N TO N LINE OF LOT 11, E 60 FEET, S TO S LINE LOT 11, W 60 FEET TO BEG. LAWRENCE'S ADDITION OF OUT LOTS CITY OF CHARLOTTE
Legal Subdivision	FEET TO BEG LAWRENCES ADD
Legal Lot Number	11
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	4
Census Block	4006
Census Tract	20902

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 E SHAW ST, CHARLOTTE, MI 48813-1980
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Dec 26, 2018	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2018 · Amount on Record
Deed Sale	Dec 26, 2018 · Amount on Record
Prior Sale	Nov 19, 2010 · Amount on Record
Deed Book / Page	2767 / 135
Prior Transfer Date	Jul 15, 2010
Prior Transfer Doc	2290/1276
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	121 E SHAW ST, CHARLOTTE, MI 48813-1980
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 E SHAW ST, CHARLOTTE, MI 48813-1980

Mortgage

Document Number	03086/1042
Date	Apr 3, 2024
Book Page	3086/1042

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	121 E SHAW ST, CHARLOTTE, MI 48813-1980
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02922/1150
Date	Apr 28, 2021
Book Page	2922/1150

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Dec 26, 2018
Property Address	121 E SHAW ST, CHARLOTTE, MI 48813-1980
Document Number	02767/0135
Book / Page	2767 / 0135
Map Reference	LB 1 PG 45
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	INDEPENDENT TITLE, INDEPENDENCE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8318 MATTHEWS RD, 8318, OLIVET, MI 49076-9629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 E SHAW ST, CHARLOTTE, MI 48813-1980

Mortgage

Document Number	0002767137
Date	Dec 26, 2018
Instrument	2767/137

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,100 (+3.13%)	$236,778 (-) Land $42,152 Building $194,626
2025	$4,472.00 (+2.92%) Homeowner's exemption	$118,400 (+8.52%)	$236,778 (+8.51%) Land $42,152 Building $194,626
2024	$4,345.00 (+11.9%)
2023		$109,100	$218,200
2022	$3,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net, AT&T, T-Mobile.

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