122 Duncan Rd, Caledonia, MS 39740 Property Records

Lowndes County property record for 122 Duncan Rd, Caledonia, MS 39740

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,955 sqft · built 2021
Lot Size	27.8 acres (1,210,968 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,175 (2025)
Deeds & Mortgages	Mar 2025 Sale Feb 2020 Line of Credit + 4 more
Flood Zone	Zone A (high risk)
APN	`09W000006710`

Property Details

APN / Parcel Number

Primary APN	`09W000006710`
Alternative APNs	`030547` `30547`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,955 sqft Adjusted Area
1st Floor Area	2,310 sqft
2nd Floor Area	462 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,210,968 sqft (27.8 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	122 DUNCAN RD
City	CALEDONIA
State	MS
Zip	39740-9723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE4/PT SE4 DUNCAN RD
Legal Range	17W
Legal Township	16S
Legal Section	12
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	3
Census Block	3016
Census Tract	103

Owner

Source: Lowndes County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 DUNCAN RD, CALEDONIA, MS 39740-9723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2025	Warranty Deed, Transfer
Feb 27, 2020	Deed of Trust, Mortgage · Line of Credit MISSISSIPPI LAND BK ACA
Nov 21, 2019	Deed of Trust, Mortgage MISSISSIPPI LAND BK ACA
Nov 13, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jul 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 20, 2018	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2022
Deed Sale	Jun 13, 2022
Prior Sale	Nov 13, 2018
Deed Book / Page	2022 / 4801
Prior Transfer Date	Dec 14, 2021
Prior Transfer Doc	2021011227
Record Updated	Sep 20, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Mar 3, 2025
Property Address	122 DUNCAN RD, CALEDONIA, MS 39740-9723
Document Number	0020251609
Book / Page	2025 / 1609
Instrument Date	Feb 27, 2025
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 DUNCAN RD, CALEDONIA, MS 39740-9723

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	122 DUNCAN RD, CALEDONIA, MS 39740-9723
Document Number	0020203883
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	120 HARTMAN DR COLUMBUS MS 397028234, COLUMBUS, MS 39702-8234

Mortgage

Document Number	0020203883
Date	Feb 27, 2020
Book Page	002020/003883

Lender

Name	MISSISSIPPI LAND BK ACA
Type	Bank
Address	SENATOBIA, MS 38668-0667

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	122 DUNCAN RD, CALEDONIA, MS 39740-9723
Document Number	0020194818
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	120 HARTMAN DR COLUMBUS MS 397028234, COLUMBUS, MS 39702-8234

Mortgage

Document Number	0020194818
Date	Nov 21, 2019
Book Page	002019/024818

Lender

Name	MISSISSIPPI LAND BK ACA
Type	Bank
Address	SENATOBIA, MS 38668-0667

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Nov 13, 2018
Property Address	122 DUNCAN RD, CALEDONIA, MS 39740-9723
Document Number	0020188182
Book / Page	002018 / 008182
Instrument Date	Nov 9, 2018
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3206 26TH ST ZION IL 60099, ZION, IL 60099

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWNDES MS
Recording Date	Jul 18, 2018
Property Address	122 DUNCAN RD, CALEDONIA, MS 39740-9723
Document Number	0020185124
Book / Page	002018 / 005124
Instrument Date	Jul 17, 2018
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 GUNTER RD STEENS MS 397669492, STEENS, MS 39766-9492

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	122 DUNCAN RD, CALEDONIA, MS 39740-9723
Document Number	0020183084
Instrument Date	Jun 20, 2018
Transaction Type	Mortgage
Record Updated	Jul 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 GUNTER RD STEENS MS 397669492, STEENS, MS 39766-9492

Mortgage

Document Number	0020183084
Date	Jun 25, 2018
Book Page	002018/013084

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 24, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,175.00 (+1.02%) Homeowner's exemption	$25,279 (+18.9%)	$250,090 (+19.16%) Land $12,890 Building $237,200
2024	$2,153.00 (+22.54%)
2023	$1,757.00 Homeowner's exemption	$21,261	$209,870 Land $12,980 Building $196,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
M-Pulse Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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