Hamilton County property record for 12197 Cedarbreaks Ln, Cincinnati, OH 45249
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,368 sqft · built 1981 |
| Lot Size | 0.297 acres (12,937 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Aug 2022) |
| Tax Bill | $4,405 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 600-0014-0095-00 |
| Primary APN | 600-0014-0095-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,368 sqft Living Area |
| Gross Area | 1,632 sqft |
| 1st Floor Area | 864 sqft |
| 2nd Floor Area | 504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 12,937 sqft (0.297 acres) |
| Lot Dimensions | 140 ft deep x 95.7 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 117 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 12197 CEDARBREAKS LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45249-1203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | FIELDSTED DR95.68 X 140 IRRLOT 16 WINDFIELD SUB SEC 1 |
| Legal Subdivision | WINDFIELD SUB |
| Legal Lot Number | 16 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SYCAMORE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 22302 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12197 CEDARBREAKS LN, CINCINNATI, OH 45249-1203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Aug 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THRIVE MTG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2022 · Amount on Record |
| Deed Sale | Aug 5, 2022 · Amount on Record |
| Prior Sale | Nov 16, 2010 · Amount on Record |
| Deed Document Number | 202276295 |
| Deed Book / Page | 14724 / 69 |
| Prior Transfer Date | Dec 18, 2006 |
| Prior Transfer Doc | 0000000729 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 5, 2022 |
| Property Address | 12197 CEDARBREAKS LN, CINCINNATI, OH 45249-1203 |
| Document Number | 0000076295 |
| Book / Page | 14724 / 69 |
| Map Reference | MB 220 PG 82-84 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 2022-0076295 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 12197 CEDARBREAKS LN, CINCINNATI, OH 45249-1203 |
| Document Number | 0000076296 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 2022-0076296 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12197 CEDARBREAKS LN, CINCINNATI, OH 45249-1203 |
| Document Number | 0000074854 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12197 CEDARBREAKS LN CINCINNATI OH 452491203, CINCINNATI, OH 45249-1203 |
| Document Number | 0000074854 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 014221/002366 |
| Instrument | 74854 |
| Name | THRIVE MTG LLC |
|---|---|
| Address | GEORGETOWN, TX 78633 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2050 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Sycamore Township |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,405.00 (+15.71%) | $84,000 (-) Land $15,764 Building $68,236 | $240,000 (-) Land $45,040 Building $194,960 |
| 2024 | $3,807.00 (-0.31%) | $84,000 (-) Land $15,764 Building $68,236 | |
| 2023 | $3,819.00 (+61.21%) | $84,000 (+66.41%) Land $15,764 Building $68,236 | $240,000 (+66.41%) Land $45,040 Building $194,960 |
| 2022 | $2,369.00 Homeowner's exemption | $50,478 Land $12,394 Building $38,084 | |
| 2020 | $144,220 Land $35,410 Building $108,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2008–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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