Hamilton County property record for 12181 Cedarbreaks Ln, Cincinnati, OH 45249
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,480 sqft · built 1980 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $214,000 (Jun 2020) |
| Tax Bill | $3,941 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600-0014-0092-00 |
| Primary APN | 600-0014-0092-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,480 sqft Living Area |
| Gross Area | 1,768 sqft |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 165 ft deep x 73.6 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 12181 CEDARBREAKS LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45249-1203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | CEDARBREAKS 73.62 X 165.77 IRR LOT 19 WINDFIELD SUB SEC 1 |
| Legal Subdivision | WINDFIELD SUB |
| Legal Lot Number | 19 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SYCAMORE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 22302 |
Source: Hamilton County records · APN 600-0014-0092-00
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12181 CEDARBREAKS LN, CINCINNATI, OH 45249-1203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 30, 2020 | Warranty Deed, Transfer · VA Mortgage WESBANCO BK |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on Record |
| Deed Sale | Jun 30, 2020 · Amount on Record |
| Prior Sale | Mar 04, 2015 · Amount on Record |
| Deed Document Number | 202062332 |
| Deed Book / Page | 14200 / 919 |
| Prior Transfer Date | Jul 31, 2010 |
| Prior Transfer Doc | 0000000522 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12181 CEDARBREAKS LN, CINCINNATI, OH 45249-1203 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12181 CEDARBREAKS LN, CINCINNATI, OH 45249-1203 |
| Document Number | 0000080929 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 15524/477 |
| Instrument | 2025-0080929 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 20, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 30, 2020 |
| Property Address | 12181 CEDARBREAKS LN, CINCINNATI, OH 45249-1203 |
| Document Number | 0000062332 |
| Book / Page | 014200 / 000919 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 62332 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2020 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $856.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12181 CEDARBREAKS LN CINCINNATI OH 452491203, CINCINNATI, OH 45249-1203 |
| Document Number | 62333 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 014200/000922 |
| Instrument | 62333 |
| Name | WESBANCO BK |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12181 CEDARBREAKS LN, CINCINNATI, OH 45249-1203 |
| Document Number | 0000042450 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 12181 CEDARBREAKS LN CINCINNATI OH 452491203, CINCINNATI, OH 45249-1203 |
| Document Number | 0000042450 |
|---|---|
| Date | May 07, 2020 |
| Book Page | 014163/000162 |
| Instrument | 42450 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 06, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Sycamore Township |
| Unified School District | Princeton City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,941.00 (+15.64%) | $74,900 (-) Land $15,225 Building $59,675 | $214,000 (-) Land $43,500 Building $170,500 |
| 2024 | $3,408.00 (-0.29%) | $74,900 (-) Land $15,225 Building $59,675 | |
| 2023 | $3,418.00 (-0.32%) | $74,900 (+23.91%) Land $15,225 Building $59,675 | $214,000 (+23.91%) Land $43,500 Building $170,500 |
| 2022 | $3,429.00 Homeowner's exemption | $60,449 Land $11,970 Building $48,479 | |
| 2020 | $172,710 Land $34,200 Building $138,510 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2008–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 299 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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