12181 Eucalyptus Way, Naples, FL 34120 Property Records

Collier County property record for 12181 Eucalyptus Way, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	2,769 sqft · built 2024
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$1,193,973 (Sep 2024)
Tax Bill	$10,946 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Sep 2024 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`679405 5003C29`

Property Details

APN / Parcel Number

Primary APN	`679405 5003C29`
Alternative APN	`78715005380`

Interior

Building Area	2,769 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Street Address	12181 EUCALYPTUS WAY
City	NAPLES
State	FL
Zip	34120-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALENCIA TRAILS NAPLES PLAT 3 LOT 500
Legal Subdivision	VALENCIA TRAILS NAPLES PLAT 3
Legal Block	3
Legal Lot Number	500
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3002
Census Tract	10423

Owner

Source: Collier County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	30 EISENHOWER CIR, WELLESLEY, MA 02482-7107
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Sep 30, 2024	Special Warranty Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2024 · Amount on Record
Deed Sale	Sep 30, 2024 · Amount on Record
Deed Document Number	20246597929
Deed Book / Page	6402 / 2087
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	12181 EUCALYPTUS WAY, NAPLES, FL 34120-4040
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BERNARD RD, WELLESLEY, MA 02481-4805

Mortgage

Document Number	0064601070
Date	Apr 22, 2025
Book Page	6460/1070
Instrument	6671467

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.5%

September 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 30, 2024
Property Address	12181 EUCALYPTUS WAY, NAPLES, FL 34120-4040
Document Number	0064022087
Book / Page	6402 / 2087
Map Reference	MB 70 PG 71
Instrument Date	Sep 26, 2024
Instrument	6597929
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	NOVA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,358.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 EISENHOWER CIR, WELLESLEY, MA 02482-7107

Mortgage

Document Number	0006597930
Date	Sep 30, 2024
Instrument	6597930

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,946.00 (+671.93%)	$1,017,064 (+1,533.39%) Land $267,182 Building $749,882	$1,017,064 (+313.77%) Land $267,182 Building $749,882
2024	$1,418.00 (+136.73%)	$62,267 (+1%)	$245,807 (+334.24%) Land $245,807
2023	$599.00 (+139.6%)	$56,606 (+177.78%) Land $56,606	$56,606 (+177.78%) Land $56,606
2022	$250.00	$20,378 Land $20,378	$20,378 Land $20,378

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 240 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	240 in force
Nearby Flood Claims	3 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Streamline Internet.

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