12173 Eucalyptus Way, Naples, FL 34120 Property Records

Collier County property record for 12173 Eucalyptus Way, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	2,769 sqft · built 2024
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,175,845 (Aug 2024)
Tax Bill	$9,976 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2025 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`679405 4983C29`

Property Details

APN / Parcel Number

Primary APN	`679405 4983C29`
Alternative APN	`78715005348`

Interior

Building Area	2,769 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	12173 EUCALYPTUS WAY
City	NAPLES
State	FL
Zip	34120-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALENCIA TRAILS NAPLES PLAT 3 LOT 498
Legal Subdivision	VALENCIA TRAILS NAPLES PLAT 3
Legal Block	3
Legal Lot Number	498
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3002
Census Tract	10423

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12173 EUCALYPTUS WAY, NAPLES, FL 34120-4040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK
Nov 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Aug 27, 2024	Special Warranty Deed, Transfer · Conventional Mortgage GL FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2024 · Amount on Record
Deed Sale	Aug 27, 2024 · Amount on Record
Deed Document Number	20246586396
Deed Book / Page	6392 / 2757
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	12173 EUCALYPTUS WAY, NAPLES, FL 34120-4040
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12173 EUCALYPTUS WAY, NAPLES, FL 34120-4040

Mortgage

Document Number	0065630655
Date	Mar 13, 2026
Book Page	6563/655
Instrument	6796757

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	12173 EUCALYPTUS WAY, NAPLES, FL 34120-4040
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12173 EUCALYPTUS WAY, NAPLES, FL 34120-4040

Mortgage

Document Number	0065243545
Date	Nov 7, 2025
Book Page	6524/3545
Instrument	6750429

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

August 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 27, 2024
Property Address	12173 EUCALYPTUS WAY, NAPLES, FL 34120-4040
Document Number	0063922757
Book / Page	6392 / 2757
Map Reference	MB 70 PG 71
Instrument Date	Aug 23, 2024
Instrument	6586396
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	NOVA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,231.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12173 EUCALYPTUS WAY, NAPLES, FL 34120-4040

Mortgage

Document Number	0006586397
Date	Aug 27, 2024
Instrument	6586397

Lender

Name	GL FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$991,018 (+2.7%)	$1,020,498 (+5.76%) Land $295,916 Building $724,582
2025	$9,976.00 (+634.61%)	$964,964 (+1,785.73%) Land $203,803 Building $761,161	$964,964 (+414.65%) Land $203,803 Building $761,161
2024	$1,358.00 (+176.02%)	$51,172 (+1%)	$187,499 (+303.05%) Land $187,499
2023	$492.00 (+100.82%)	$46,520 (+133.34%) Land $46,520	$46,520 (+133.34%) Land $46,520
2022	$245.00	$19,937 Land $19,937	$19,937 Land $19,937

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 240 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	240 in force
Nearby Flood Claims	3 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Streamline Internet.

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