12189 Eucalyptus Way, Naples, FL 34120 Property Records

Collier County property record for 12189 Eucalyptus Way, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	2,769 sqft · built 2024
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Company Names on Record
Last Sale	$1,376,166 (Oct 2024)
Tax Bill	$10,451 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2024 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`679405 5023C29`

Property Details

APN / Parcel Number

Primary APN	`679405 5023C29`
Alternative APN	`78715005429`

Interior

Building Area	2,769 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)
Deck Area	Deck Area

Location & Zoning

Street Address	12189 EUCALYPTUS WAY
City	NAPLES
State	FL
Zip	34120-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALENCIA TRAILS NAPLES PLAT 3 LOT 502
Legal Subdivision	VALENCIA TRAILS NAPLES PLAT 3
Legal Block	3
Legal Lot Number	502
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3002
Census Tract	10423

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12189 EUCALYPTUS WAY, NAPLES, FL 34120-4040
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Oct 21, 2024	Special Warranty Deed, Transfer · Conventional Mortgage GL FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2024 · Amount on Record
Deed Sale	Oct 21, 2024 · Amount on Record
Deed Document Number	20246603623
Deed Book / Page	6407 / 769
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	12189 EUCALYPTUS WAY, NAPLES, FL 34120-4040
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12189 EUCALYPTUS WAY, NAPLES, FL 34120-4040

Mortgage

Document Number	0065302026
Date	Dec 1, 2025
Book Page	6530/2026
Instrument	6757504

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 27, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 21, 2024
Property Address	12189 EUCALYPTUS WAY, NAPLES, FL 34120-4040
Document Number	0064070769
Book / Page	6407 / 769
Map Reference	MB 70 PG 71
Instrument Date	Oct 11, 2024
Instrument	6603623
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	NOVA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,633.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12189 EUCALYPTUS WAY, NAPLES, FL 34120-4040

Mortgage

Document Number	0006603624
Date	Oct 21, 2024
Instrument	6603624

Lender

Name	GL FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,139,702 (+12.81%)	$1,237,054 (+22.45%) Land $310,113 Building $926,941
2025	$10,451.00 (+656.22%) Homeowner's exemption	$1,010,249 (+1,564.91%) Land $260,367 Building $749,882	$1,010,249 (+321.75%) Land $260,367 Building $749,882
2024	$1,382.00 (+136.64%)	$60,679 (+1%)	$239,538 (+334.24%) Land $239,538
2023	$584.00 (+139.34%)	$55,163 (+177.77%) Land $55,163	$55,163 (+177.77%) Land $55,163
2022	$244.00	$19,859 Land $19,859	$19,859 Land $19,859

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 240 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	240 in force
Nearby Flood Claims	3 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Streamline Internet.

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