1218 Turtle Cay Pl, Chula Vista, CA 91915 Property Records

San Diego County property record for 1218 Turtle Cay Pl, Chula Vista, CA 91915

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,377 sqft · built 1995
Lot Size	0.7 acres (3,060 sqft)
Owner	Individual Name on File
Last Sale	$454,000 (Jan 2017)
Tax Bill	$6,246 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`643-130-21-00`

Property Details

APN / Parcel Number

Primary APN	`643-130-21-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,377 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	3,060 sqft (0.7 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1218 TURTLE CAY PL
City	CHULA VISTA
State	CA
Zip	91915-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC4RC10
Legal Description	LOT 43 TR 013198
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013198
Legal Block	2
Legal Lot Number	43
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	13316

Owner

1218 Turtle Cay Pl is owned and occupied by an individual who bought it in January 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1218 TURTLE CAY PL, CHULA VISTA, CA 91915-2119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 27, 2017	Grant Deed, Transfer · Conventional Mortgage AKT AMERICAN CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2017 · Amount on File
Deed Sale	Jan 27, 2017 · Amount on File
Prior Sale	Jul 1, 2005 · Amount on File
Deed Document Number	201744926
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1218 TURTLE CAY PL, CHULA VISTA, CA 91915-2119
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 TURTLE CAY PL, CHULA VISTA, CA 91915-2119

Mortgage

Document Number	0000196484
Date	Mar 15, 2021
Instrument	2021-0196484

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	236 Months
Due	Nov 1, 2040

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1218 TURTLE CAY PL, CHULA VISTA, CA 91915-2119
Document Number	0000430888
Instrument Date	Oct 9, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 TURTLE CAY PL CHULA VISTA CA 919152119, CHULA VISTA, CA 91915-2119

Mortgage

Document Number	0000430888
Date	Oct 17, 2018
Instrument	430888

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2048

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 27, 2017
Property Address	1218 TURTLE CAY PL, CHULA VISTA, CA 91915-2119
Document Number	0000044926
Instrument Date	Dec 29, 2016
Instrument	44926
Transaction Type	Transfer
Record Updated	Feb 2, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.40
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 TURTLE CAY PL CHULA VISTA CA 919152119, CHULA VISTA, CA 91915-2119

Mortgage

Document Number	44927
Date	Jan 27, 2017
Instrument	44927

Lender

Name	AKT AMERICAN CAP
Type	Funding / Finance Company
Address	EL SEGUNDO, CA 90245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1218 Turtle Cay Pl was $6,246.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$537,437 (+2%) Land $339,183 Building $198,254
2025	$6,246.00	$526,900 Land $332,533 Building $194,367
2023	$5,926.00 (+2.86%)	$506,441 Land $319,621 Building $186,820
2022	$5,761.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1218 Turtle Cay Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1218 Turtle Cay Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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