1218 S Division St, Stuart, IA 50250 Property Records

Adair County property record for 1218 S Division St, Stuart, IA 50250

Property Summary

Property TypeConvenience Store
Details2,232 sqft · built 1970
Lot Size3.08 acres (134,165 sqft)
OwnerCompany Name on Record
Last Sale$400,500 (Sep 2021)
Tax Bill$14,530 (2025)
Deeds & MortgagesApr 2022 Mortgage
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN04-05-400-011

Property Details

APN / Parcel Number

Primary APN04-05-400-011

Interior

Stories1 Story
Building Area2,232 sqft Gross Area
1st Floor Area2,232 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialConcrete Block
Roof MaterialShingle
Lot Area134,165 sqft (3.08 acres)

Location & Zoning

Street Address1218 S DIVISION ST
CitySTUART
StateIA
Zip50250-2159
Property CategoryCommercial
Property TypeCommercial > Retail > Convenience Store
Legal DescriptionLANDS ADJ 5 77 30 PARCEL C IN SE SE SURVEY B.381 P.297 MIN. ASSESSMENT AGREE B.662 P.182
Legal Range30W
Legal Township77N
Legal Section05
JurisdictionADAIR IA
Township / Civil DivisionLINCOLN
Census Block Group1
Census Block1080
Census Tract960100

Owner

Source: Adair County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address143 S COVE DR, STORM LAKE, IA 50588-7710
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2022Deed of Trust, Mortgage · Commercial Mortgage
CENTRAL BANK
Sep 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2021 · Amount on Record
Deed SaleSep 3, 2021 · Amount on Record
Deed Document Number20211403
Last Transfer DateSep 18, 2024
Transfer Doc0000001065
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAIR IA
Property Address1218 S DIVISION ST, STUART, IA 50250-2159
Transaction TypeMortgage
Record UpdatedMay 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020220530
DateApr 8, 2022
Instrument2022-0530
Lender
NameCENTRAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAIR IA
Property Address1218 S DIVISION ST, STUART, IA 50250-2159
Transaction TypeMortgage
Record UpdatedMar 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020211430
DateSep 14, 2021
Instrument2021-1430
Lender
NameCENTRAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Adair County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateIowa
CountyAdair County
MunicipalityStuart City
Unified School DistrictWest Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,530.00 (-25.91%)$544,130 (-20.25%) Land $369,600 Building $174,530$544,130 (-20.25%) Land $369,600 Building $174,530
2024$19,612.00 (+7.01%)
2023$682,320 (+7.94%) Land $154,000 Building $528,320$682,320 (+7.94%) Land $154,000 Building $528,320
2022$18,328.00$632,100 Land $154,000 Building $478,100
2021$632,100 Land $154,000 Building $478,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemXENIA RWD (DES MOINES)
private · serves 12,860 people · EPA ID IA2573701
Water SourcePurchased surface water from several systems
Last State InspectionOct 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Coon Valley Co-op Telephone Association
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

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