629 S Division St, Stuart, IA 50250 Property Records

Adair County property record for 629 S Division St, Stuart, IA 50250

Property Summary

Property Type	Convenience Store
Details	4,884 sqft · built 2013
Lot Size	1.28 acres (55,757 sqft)
Owner	Company Name on Record
Last Sale	$3,330,000 (Dec 2020)
Tax Bill	$45,994 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-04-300-018`

Property Details

APN / Parcel Number

Primary APN	`04-04-300-018`

Interior

Stories	1 Story
Building Area	4,884 sqft Gross Area
1st Floor Area	4,884 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Lot Area	55,757 sqft (1.28 acres)
Lot Dimensions	177 ft deep x 210 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	629 S DIVISION ST
City	STUART
State	IA
Zip	50250-1100
Property Category	Commercial
Property Type	Commercial > Retail > Convenience Store
Legal Description	REVISED TRACT A LOT 1 & PART LOT 2 AMOCO PLAT NO.1 AS PER SURVEY 611/291 COMBINED: 04-04-300-001 & -016
Legal Subdivision	AMOCO PLAT NO 1
Legal Tract	A
Legal Lot Number	1,2
Jurisdiction	ADAIR IA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1055
Census Tract	960100

Owner

Source: Adair County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	629 S DIVISION ST, STUART, IA 50250-1100
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage OAKSTAR BANK
Aug 26, 2021	Warranty Deed, Transfer
Dec 21, 2020	Deed, Transfer · Commercial Mortgage SULLIVAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2020 · Amount on Record
Deed Sale	Dec 21, 2020 · Amount on Record
Deed Document Number	20201504
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR IA
Property Address	629 S DIVISION ST, STUART, IA 50250-1100
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020211739
Date	Nov 9, 2021
Instrument	2021-1739

Lender

Name	OAKSTAR BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 4, 2026

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR IA
Recording Date	Aug 26, 2021
Property Address	629 S DIVISION ST, STUART, IA 50250-1100
Document Number	0020211368
Map Reference	BK 661 PG 291
Instrument Date	Aug 19, 2021
Instrument	2021-1368
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Tax	$6,466.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 S DIVISION ST, STUART, IA 50250-1100

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAIR IA
Recording Date	Dec 21, 2020
Property Address	629 S DIVISION ST, STUART, IA 50250-1100
Document Number	0020201504
Map Reference	BK 434 PG 5
Instrument Date	Sep 11, 2020
Instrument	2020-1504
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,327.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3800 S FREMONT AVE, SPRINGFIELD, MO 65804-6503

Mortgage

Document Number	0020201508
Date	Dec 21, 2020
Instrument	2020-1508

Lender

Name	SULLIVAN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 14, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Adair County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Adair County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$45,994.00 (+7.97%)	$1,558,240 (+10.55%) Land $153,600 Building $1,404,640	$1,558,240 (+10.55%) Land $153,600 Building $1,404,640
2024	$42,600.00 (+14.07%)
2023		$1,409,490 (+14.89%) Land $162,220 Building $1,247,270	$1,409,490 (+14.89%) Land $162,220 Building $1,247,270
2022	$37,346.00	$1,226,780 Land $162,220 Building $1,064,560
2021			$1,226,780 Land $162,220 Building $1,064,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Nextlink, Verizon.

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