Adair County property record for 1120 S Division St, Stuart, IA 50250
| Property Type | Restaurant |
|---|---|
| Details | 3,760 sqft · built 1970 |
| Lot Size | 2.55 acres (111,078 sqft) |
| Owner | Company Name on File |
| Tax Bill | $10,274 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-05-400-010 |
| Primary APN | 04-05-400-010 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,760 sqft Gross Area |
| 1st Floor Area | 3,760 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick Veneer |
| Roof Material | Shingle |
| Lot Area | 111,078 sqft (2.55 acres) |
| Canopy | 762 sqft |
| Street Address | 1120 S DIVISION ST |
|---|---|
| City | STUART |
| State | IA |
| Zip | 50250-2160 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Description | LANDS ADJ 5 77 30 PARCEL B IN SE SE SURVEY B.381 P.297 |
| Legal Range | 30W |
| Legal Township | 77N |
| Legal Section | 05 |
| Jurisdiction | ADAIR IA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 960100 |
1120 S Division St, a commercial property, is owned by a company that acquired it in September 2024.
Source: Adair County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 143 S COVE DR, STORM LAKE, IA 50588-7710 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| May 2, 2018 | Deed of Trust, Mortgage IOWA BUSINESS GROWTH |
| Jan 25, 2018 | Deed of Trust, Mortgage FIRST STATE BANK |
| Mar 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 18, 2024 |
| Transfer Doc | 0000001065 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR IA |
| Property Address | 1120 S DIVISION ST, STUART, IA 50250-2160 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020211832 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021-1832 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 30, 2061 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR IA |
| Property Address | 1120 S DIVISION ST, STUART, IA 50250-2160 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20180708 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 2018-0708 |
| Name | IOWA BUSINESS GROWTH |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR IA |
| Property Address | 1120 S DIVISION ST, STUART, IA 50250-2160 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000769/0000000141 |
|---|---|
| Date | Jan 25, 2018 |
| Book Page | 0000000769/0000000141 |
| Instrument | 2018-0067 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR IA |
| Property Address | 1120 S DIVISION ST, STUART, IA 50250-2160 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20200297 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 2020-0297 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Apr 1, 2060 |
The 2025 property tax bill for 1120 S Division St was $10,274, down 11.3% from the year before.
Source: Adair County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Adair County |
| Municipality | Stuart City |
| Unified School District | West Central Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,274.00 (-11.28%) | $406,900 Land $306,000 Building $100,900 | $406,900 Land $306,000 Building $100,900 |
| 2024 | $11,580.00 | ||
| 2023 | $434,800 (+43.25%) Land $89,500 Building $345,300 | $434,800 Land $89,500 Building $345,300 | |
| 2022 | $7,822.00 | $303,520 Land $89,500 Building $214,020 | |
| 2021 | $303,520 Land $89,500 Building $214,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1120 S Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1120 S Division St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | XENIA RWD (DES MOINES) private · serves 12,860 people · EPA ID IA2573701 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Coon Valley Co-op Telephone Association Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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