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1218 Ruffner Rd, Niskayuna (Schenectady), NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 1218 Ruffner Rd, Niskayuna, NY 12309

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,020 sqft · built 1955
Lot Size0.52 acres (22,651 sqft)
Owner2 Company Names on File
Last Sale$405,000 (Jan 2025)
Tax Bill$12,405 (2026)
Deeds & MortgagesJan 2026 Transfer
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422400 50.12-1-8

Property Details

APN / Parcel Number

Primary APN422400 50.12-1-8
Alternative APN
  • 240005001200010080000000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,020 sqft Living Area
1st Floor Area2,020 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialWood
Lot Area22,651 sqft (0.52 acres)
Lot Dimensions180 ft deep x 125 ft wide
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area305 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1218 RUFFNER RD
CitySCHENECTADY
StateNY
Zip12309-4615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block1
Legal Lot Number8.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group2
Census Block2016
Census Tract32101

Owner

1218 Ruffner Rd is owned by a company that acquired it in December 2025.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner of Record2 Company Names on File
Mailing Address1218 RUFFNER RD, SCHENECTADY, NY 12309-4615
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2026Intrafamily Transfer, Transfer
Mar 29, 2021Executor's Deed, Transfer · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 2025 · Amount on File
Deed SaleJan 14, 2025 · Amount on File
Deed Document Number20251255
Last Transfer DateDec 18, 2025
Transfer Doc0000000339
Record UpdatedOct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateJan 6, 2026
Property Address1218 RUFFNER RD, SCHENECTADY, NY 12309-4615
Document Number0000000339
Instrument DateDec 18, 2025
Instrument202600339
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1218 RUFFNER RD, NISKAYUNA, NY 12309-4615

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1218 RUFFNER RD, NISKAYUNA, NY 12309-4615

March 2021: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionSCHENECTADY NY
Recording DateMar 29, 2021
Property Address1218 RUFFNER RD, SCHENECTADY, NY 12309-4615
Document Number0000013409
Book / Page2055 / 322
Instrument DateFeb 11, 2021
Instrument202113409
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,090.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address34 NORTH LN, SARATOGA SPRINGS, NY 12866-4315

Transferred To (Grantee/Buyer)

NameVerified Name
Address1333 HAWTHORN RD, NISKAYUNA, NY 12309-2501

Mortgage

Document Number0000013410
DateMar 29, 2021
Instrument202113410
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1218 Ruffner Rd was $12,405, up 13.2% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,405.00 (+13.24%)
2025$10,955.00$270,000 (-) Land $48,400 Building $221,600$400,000 (+11.11%) Land $71,704 Building $328,296
2024$270,000 (-) Land $48,400 Building $221,600$360,000 (+5.32%) Land $64,533 Building $295,467
2023$270,000 Land $48,400 Building $221,600$341,800 Land $61,271 Building $280,529

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1218 Ruffner Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2011–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1218 Ruffner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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