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1230 Ruffner Rd, Niskayuna (Schenectady), NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 1230 Ruffner Rd, Niskayuna, NY 12309

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,409 sqft · built 1957
Lot Size0.7 acres (30,492 sqft)
Owner2 Individual Names on Record
Last Sale$327,000 (Sep 2021)
Tax Bill$12,674 (2026)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422400 50.12-1-7

Property Details

APN / Parcel Number

Primary APN422400 50.12-1-7
Alternative APN
  • 240005001200010070000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,409 sqft Living Area
1st Floor Area2,101 sqft
Basement Area308 sqft
Finished Basement308 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleSplit Level
Exterior MaterialStone
Lot Area30,492 sqft (0.7 acres)
Lot Dimensions180 ft deep x 168 ft wide
Garage TypeBasement
Patio Area308 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1230 RUFFNER RD
CitySCHENECTADY
StateNY
Zip12309-4615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block1
Legal Lot Number7.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group2
Census Block2016
Census Tract32101

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1230 RUFFNER RD, SCHENECTADY, NY 12309-4615
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2021 · Amount on Record
Deed SaleSep 24, 2021 · Amount on Record
Prior SaleJun 19, 2000 · Amount on Record
Deed Document Number202147339
Deed Book / Page2067 / 902
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 24, 2021
Property Address1230 RUFFNER RD, SCHENECTADY, NY 12309-4615
Document Number0000047339
Book / Page2067 / 902
Instrument DateAug 12, 2021
Instrument202147339
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,308.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1230 RUFFNER RD, NISKAYUNA, NY 12309-4615

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 ROSA RD, SCHENECTADY, NY 12308-2114

Mortgage

Document Number0000047340
DateSep 24, 2021
Instrument202147340
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,674.00 (+1.37%)
2025$12,503.00$276,000 (-) Land $53,900 Building $222,100$408,900 (+17.03%) Land $79,854 Building $329,046
2023$276,000 (-) Land $53,900 Building $222,100$349,400 (+12.67%) Land $68,234 Building $281,166
2022$276,000 Land $53,900 Building $222,100$310,100 Land $60,559 Building $249,541

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2011–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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