Schenectady County and Niskayuna Town property record for 1174 Ruffner Rd, Niskayuna, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,880 sqft · built 1973 |
| Lot Size | 3.45 acres (150,282 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $557,500 (Dec 2019) |
| Tax Bill | $21,903 (2026) |
| Deeds & Mortgages | Dec 2019 Sale Dec 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 50.12-1-12 |
| Primary APN | 422400 50.12-1-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,880 sqft Living Area |
| 1st Floor Area | 1,648 sqft |
| 2nd Floor Area | 1,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 150,282 sqft (3.45 acres) |
| Garage Type | Mixed |
| Garage Area | 1,344 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 360 sqft |
| Canopy | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1174 RUFFNER RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-4613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 32101 |
1174 Ruffner Rd is owned and occupied by two individuals who bought it in December 2019.
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1174 RUFFNER RD, SCHENECTADY, NY 12309-4613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2019 | Grant Deed, Transfer PRO NATIONAL TITLE AGENCY, PRO NAT'L TITLE AGCY |
| Dec 19, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2019 · Amount on File |
| Deed Sale | Dec 19, 2019 · Amount on File |
| Prior Sale | Dec 19, 2019 · Amount on File |
| Deed Document Number | 201956350 |
| Deed Book / Page | 2026 / 828 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 19, 2019 |
| Property Address | 1174 RUFFNER RD, SCHENECTADY, NY 12309-4613 |
| Document Number | 0000056345 |
| Book / Page | 002026 / 000821 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 56345 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2020 |
| Title Company | PRO NATIONAL TITLE AGENCY, PRO NAT'L TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,230.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 40 APPLE RIDGE RD DANBURY CT 068107301, DANBURY, CT 06810-7301 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 19, 2019 |
| Property Address | 1174 RUFFNER RD, SCHENECTADY, NY 12309-4613 |
| Document Number | 0000056350 |
| Book / Page | 002026 / 000828 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 56350 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,230.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 41 SMITH ST LYNBROOK NY 115631527, LYNBROOK, NY 11563-1527 |
The 2026 property tax bill for 1174 Ruffner Rd was $21,903 with a veteran's exemption, up 1.6% from the year before.
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,903.00 (+1.56%) Veteran's exemption | ||
| 2025 | $21,566.00 | $490,000 Land $63,600 Building $426,400 | $725,900 Land $94,219 Building $631,681 |
| 2023 | $490,000 Land $63,600 Building $426,400 | $620,300 Land $80,512 Building $539,788 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1174 Ruffner Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1174 Ruffner Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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