Oldham County property record for 1216 Riverside Dr, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,800 sqft · built 1969 |
| Lot Size | 0.211 acres (9,191 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,202 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2018 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 01-01A-00-41 |
| Primary APN | 01-01A-00-41 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,800 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,191 sqft (0.211 acres) |
| Garage Type | Attached |
| Garage Area | 284 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 60414 |
|---|---|
| Street Address | 1216 RIVERSIDE DR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .211AC |
| Legal Subdivision | HARMONY VILLAGE |
| Legal Lot Number | 41 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30801 |
Source: Oldham County records · APN 01-01A-00-41
Assessment roll updated December 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1216 RIVERSIDE DR, PROSPECT, KY 40059-9062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Sep 11, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 28, 2018 |
| Transfer Doc | D1200/0402 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1216 RIVERSIDE DR, PROSPECT, KY 40059-9062 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | M2554/139 |
|---|---|
| Date | Nov 03, 2021 |
| Book Page | M2554/139 |
| Instrument | 663815 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Sep 11, 2018 |
| Property Address | 1216 RIVERSIDE DR, PROSPECT, KY 40059-9062 |
| Document Number | D1200/0402 |
| Book / Page | D1200 / 0402 |
| Map Reference | MB68 PG143 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 543470 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1216 RIVERSIDE DR, 1216, PROSPECT, KY 40059-9062 |
| Name | Verified Name |
|---|---|
| Address | 1216 RIVERSIDE DR, PROSPECT, KY 40059-9062 |
Source: Oldham County records · Assessment roll updated December 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,202.00 (+8.2%) | $500,000 (+8.7%) Land $100,000 Building $400,000 | $500,000 (+8.7%) Land $100,000 Building $400,000 |
| 2023 | $5,732.00 | $460,000 Land $100,000 Building $360,000 | $460,000 Land $100,000 Building $360,000 |
Source: FEMA National Flood Hazard Layer as of October 15, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 93 policies |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 776 (1978–2025) |
| Claims Outside the SFHA | 47 of 776 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 29 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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