Oldham County property record for 1210 Riverside Dr, Prospect, KY 40059
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $318,000 (Sep 2021) |
| Tax Bill | $3,482 (2025) |
| Deeds & Mortgages | Sep 2021 Sale May 2021 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-01A-00-44&45 |
| Primary APN | 01-01A-00-44&45 |
|---|---|
| Alternative APN |
|
| Lot Area | 14,810 sqft (0.339 acres) |
|---|
| Account Number | 67607 |
|---|---|
| Street Address | 1210 RIVERSIDE DR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9062 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | .34AC |
| Legal Lot Number | 44&45 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30801 |
Source: Oldham County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1848 FRANKFORT AVE UNIT R, R, LOUISVILLE, KY 40206-3159 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2021 | Deed, Transfer LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW |
| May 27, 2021 | Deed of Trust, Mortgage · Line of Credit RIVER CITY BANK INC |
| Apr 21, 2021 | Deed of Trust, Mortgage · Line of Credit RIVER CITY BANK INC |
| Dec 5, 2019 | Deed of Trust, Mortgage · Line of Credit RIVER CITY BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on Record |
| Deed Sale | Sep 30, 2021 · Amount on Record |
| Deed Document Number | 657939 |
| Deed Book / Page | D1304 / 474 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Sep 30, 2021 |
| Property Address | 1210 RIVERSIDE DR, PROSPECT, KY 40059-9062 |
| Document Number | 0D1304/474 |
| Book / Page | D1304 / 474 |
| Map Reference | DD 66 PG 143 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 657939 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2022 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1818 JUSTIN CV, PROSPECT, KY 40059-8001 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1848 FRANKFORT AVE # R, R, LOUISVILLE, KY 40206-3159 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1210 RIVERSIDE DR, PROSPECT, KY 40059-9062 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | MATTINGLY-FORD TITLE SERVICES, MATTINGLY FORD TITLE SERVICE |
| Name | Verified Name |
|---|
| Document Number | M2519/121 |
|---|---|
| Date | May 27, 2021 |
| Book Page | M2519/121 |
| Instrument | 638558 |
| Name | RIVER CITY BANK INC |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 236 Months |
| Due | Jan 21, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1210 RIVERSIDE DR, PROSPECT, KY 40059-9062 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2509/833 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | M2509/833 |
| Instrument | 632377 |
| Name | RIVER CITY BANK INC |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Jan 21, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1210 RIVERSIDE DR, PROSPECT, KY 40059-9062 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MATTINGLY FORD TTL SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | M2382/0466 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | M2382/0466 |
| Instrument | 560734 |
| Name | RIVER CITY BANK INC |
|---|---|
| Type | Bank |
| Address | 001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | May 25, 2020 |
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,482.00 (-0.4%) | $283,000 (-) Land $283,000 | $283,000 (-) Land $283,000 |
| 2023 | $3,496.00 | $283,000 Land $283,000 | $283,000 Land $283,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 93 policies |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 776 (1978–2025) |
| Claims Outside the SFHA | 47 of 776 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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