1218 Clover St, Rochester, NY 14610 Property Records

Monroe County and Brighton Town property record for 1218 Clover St, Rochester, NY 14610

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,463 sqft · built 1907
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Aug 2007)
Tax Bill	$23,780 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262000 137.08-1-39`

Property Details

APN / Parcel Number

Primary APN	`262000 137.08-1-39`
Alternative APNs	`20001370800001039000` `02426000000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,463 sqft Living Area
1st Floor Area	1,633 sqft
2nd Floor Area	1,591 sqft
Attic	Attic
Attic Area	239 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	453 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02426000000
Street Address	1218 CLOVER ST
City	ROCHESTER
State	NY
Zip	14610-3317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0005-13-07 HOYT LPT9,P10 01
Legal Subdivision	THE HOYT TRACT
Legal Block	1
Legal Lot Number	39.000
Jurisdiction	MONROE NY
Township / Civil Division	BRIGHTON
Census Block Group	3
Census Block	3008
Census Tract	12600

Owner

Source: Monroe County and Brighton Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1218 CLOVER ST, ROCHESTER, NY 14610-3317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2007 · Amount on Record
Deed Sale	Aug 3, 2007 · Amount on Record
Prior Sale	Oct 15, 1996 · Amount on Record
Deed Book / Page	10498 / 389
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1218 CLOVER ST, ROCHESTER, NY 14610-3317
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 CLOVER ST, ROCHESTER, NY 14610-3317

Mortgage

Document Number	0000000315
Date	Aug 26, 2021
Book Page	29415/315
Instrument	202108260052

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Apr 1, 2036

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1218 CLOVER ST, ROCHESTER, NY 14610-3317
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 CLOVER ST, ROCHESTER, NY 14610-3317

Mortgage

Document Number	0000000297
Date	Aug 26, 2021
Book Page	29415/297
Instrument	202108260051

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Monroe County and Brighton Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Brighton Town
Unified School District	Brighton Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,780.00 (+3.79%)
2025	$22,912.00 (+9.15%)	$491,900 (-) Land $80,400 Building $411,500	$833,700 (+18.64%) Land $136,266 Building $697,434
2023		$491,900 (-) Land $80,400 Building $411,500	$702,700 (+27.14%) Land $114,855 Building $587,845
2022		$491,900 Land $80,400 Building $411,500	$552,700 Land $90,338 Building $462,362
2021	$20,991.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Greenlight Networks.

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