1166 Clover St, Rochester, NY 14610 Property Records

Monroe County and Brighton Town property record for 1166 Clover St, Rochester, NY 14610

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,952 sqft · built 1908
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Jul 2025)
Tax Bill	$28,422 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262000 137.08-1-36`

Property Details

APN / Parcel Number

Primary APN	`262000 137.08-1-36`
Alternative APNs	`20001370800001036000` `02423000000`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,952 sqft Living Area
1st Floor Area	1,938 sqft
2nd Floor Area	1,718 sqft
Attic	Attic
Attic Area	296 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	392 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	93 sqft
Patio Area	1,044 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02423000000
Street Address	1166 CLOVER ST
City	ROCHESTER
State	NY
Zip	14610-3368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0005-13-07 HOYT L13 00
Legal Subdivision	MAP OF THE HOYT TRACT
Legal Block	1
Legal Lot Number	36.000
Jurisdiction	MONROE NY
Township / Civil Division	BRIGHTON
Census Block Group	3
Census Block	3008
Census Tract	12600

Owner

1166 Clover St is owned by two individuals who bought it in July 2025.

Source: Monroe County and Brighton Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3207 BROCKPORT SPENCERPORT RD, SPENCERPORT, NY 14559-2167
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2025 · Amount on File
Deed Sale	Jul 11, 2025 · Amount on File
Prior Sale	Dec 14, 2021 · Amount on File
Deed Document Number	20253311305
Deed Book / Page	13107 / 994
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Dec 14, 2021
Property Address	1166 CLOVER ST, ROCHESTER, NY 14610-3368
Document Number	0000001360
Book / Page	12600 / 381
Map Reference	LB 16 PG 34
Instrument Date	Dec 6, 2021
Instrument	202112141360
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	CROSSROADS ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1166 CLOVER ST, 1166, ROCHESTER, NY 14610-3368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1166 CLOVER ST, ROCHESTER, NY 14610-3368

Mortgage

Document Number	0000001361
Date	Dec 14, 2021
Instrument	202112141361

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

Mortgage

Document Number	0000001362
Date	Dec 14, 2021
Book Page	29644/389
Instrument	202112141362

Lender

Name	THE CANANDAIGUA NATIONAL BANK & TRUST CO
Type	Bank
Address	CANANDAIGUA, NY 14424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1166 Clover St was $28,422, up 3.7% from the year before.

Source: Monroe County and Brighton Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Brighton Town
Unified School District	Brighton Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$28,422.00 (+3.68%)
2025	$27,414.00	$590,000 Land $101,100 Building $488,900	$1,000,000 Land $171,356 Building $828,644
2023		$590,000 (-) Land $101,100 Building $488,900	$842,900 (+27.15%) Land $144,436 Building $698,464
2022		$590,000 Land $101,100 Building $488,900	$662,900 Land $113,592 Building $549,308
2021	$25,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1166 Clover St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1166 Clover St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Greenlight Networks.

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