1237 Clover St, Rochester, NY 14610 Property Records

Monroe County and Brighton Town property record for 1237 Clover St, Rochester, NY 14610

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,230 sqft · built 1865
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$999,999 (Jun 2026)
Tax Bill	$26,511 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`262000 137.08-1-29`

Property Details

APN / Parcel Number

Primary APN	`262000 137.08-1-29`
Alternative APNs	`20001370800001029000` `02440000000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,230 sqft Living Area
1st Floor Area	2,659 sqft
2nd Floor Area	620 sqft
Upper Floors Area	951 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	65,340 sqft (1.5 acres)
Lot Dimensions	400 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	1,340 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	560 sqft
Patio Area	425 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02440000000
Street Address	1237 CLOVER ST
City	ROCHESTER
State	NY
Zip	14610-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0013-13-07
Legal Subdivision	COUNCIL ROCK ESTATES
Legal Block	1
Legal Lot Number	29.000
Jurisdiction	MONROE NY
Township / Civil Division	BRIGHTON
Census Block Group	2
Census Block	2005
Census Tract	12600

Owner

Source: Monroe County and Brighton Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	932 S GROSVENOR RD, ROCHESTER, NY 14618-3243
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage CNB MORTGAGE
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit FINGER LAKES FEDERAL CREDIT UNION
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINGER LAKES FCU
Dec 17, 2018	Deed of Trust, Mortgage · Line of Credit CANANDAIGUA NAT'L BK&TR
Nov 15, 2017	Loan Modification, Mortgage · Conventional Mortgage CNB MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Dec 8, 2014 · Amount on Record
Deed Document Number	20263426879
Deed Book / Page	13199 / 17
Prior Transfer Date	Oct 29, 2007
Prior Transfer Doc	0000000826
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jun 2, 2026
Property Address	1237 CLOVER ST, ROCHESTER, NY 14610-3310
Document Number	0003426879
Book / Page	13199 / 17
Instrument Date	May 11, 2026
Instrument	20263426879
Transaction Type	Transfer
Record Updated	Jul 29, 2026
Title Company	TITLE AGENCY, REVOLUTION TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 S GROSVENOR RD, ROCHESTER, NY 14618-3243

Mortgage

Document Number	0003426880,
Date	Jun 2, 2026
Book Page	31337/487
Instrument	20263426880

Lender

Name	CNB MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Apr 21, 2026
Property Address	1237 CLOVER ST, ROCHESTER, NY 14610-3310
Document Number	0003411005
Book / Page	31301 / 641
Instrument Date	Mar 26, 2026
Instrument	20263411005
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 CLOVER ST, ROCHESTER, NY 14610-3310

Mortgage

Document Number	0003411005,
Date	Apr 21, 2026
Book Page	31301/641
Instrument	20263411005

Lender

Name	FINGER LAKES FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1237 CLOVER ST, ROCHESTER, NY 14610-3310
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 CLOVER ST, ROCHESTER, NY 14610-3310

Mortgage

Document Number	0000000023
Date	Jul 1, 2021
Book Page	29302/23
Instrument	202107010113

Lender

Name	FINGER LAKES FCU
Type	Credit Union
Address	GENEVA, NY 14456

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1237 CLOVER ST, ROCHESTER, NY 14610-3310
Document Number	0000000831
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 CLOVER ST ROCHESTER NY 146103310, ROCHESTER, NY 14610-3310

Mortgage

Document Number	0000000831
Date	Dec 17, 2018
Book Page	027868/000064
Instrument	831

Lender

Name	CANANDAIGUA NAT'L BK&TR
Type	Bank
Address	CANANDAIGUA, NY 14424

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 16, 2038

Interest

Rate Type	Adjustable Rate
Rate	16.9%

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	1237 CLOVER ST, ROCHESTER, NY 14610-3310
Document Number	0000000218
Book / Page	027403 / 000105
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1237 CLOVER ST ROCHESTER NY 146103310, ROCHESTER, NY 14610-3310

Mortgage

Document Number	0000000218
Date	Nov 20, 2017
Book Page	027403/000105
Instrument	218

Lender

Name	CNB MTG
Type	Mortgage Company
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 19, 2032

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Monroe County and Brighton Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Brighton Town
Unified School District	Brighton Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$26,511.00 (+3.86%)
2025	$25,525.00 (+9.58%)	$548,300 (-) Land $81,500 Building $466,800	$929,300 (+18.64%) Land $138,132 Building $791,168
2023		$548,300 (-) Land $81,500 Building $466,800	$783,300 (+27.14%) Land $116,431 Building $666,869
2022		$548,300 Land $81,500 Building $466,800	$616,100 Land $91,578 Building $524,522
2021	$23,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1990)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Greenlight Networks.

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