Duval County property record for 12156 Cedar Trace Dr N, Jacksonville, FL 32246
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,078 sqft · built 2001 |
| Lot Size | 0.521 acres (22,703 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $560,000 (Aug 2026) |
| Tax Bill | $7,838 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 165286-8185 |
| Primary APN | 165286-8185 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,078 sqft Living Area |
| Gross Area | 2,808 sqft |
| 1st Floor Area | 2,078 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,703 sqft (0.521 acres) |
| Lot Dimensions | 272 ft deep x 70 ft wide |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Finished Porch |
| Porch Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12156 CEDAR TRACE DR N |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32246-9346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 54-16 28-2S-28E .52 WINDSOR CHASE UNIT 1 LOT 71 |
| Legal Range | 28E |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | WINDSOR CHASE UNIT 1 |
| Legal Lot Number | 71 |
| Legal Unit | 1 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 14312 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12156 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Aug 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Nov 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2026 · Amount on Record |
| Deed Sale | Aug 24, 2026 · Amount on Record |
| Prior Sale | Nov 4, 2022 · Amount on Record |
| Deed Document Number | 2026198236 |
| Deed Book / Page | 22029 / 1118 |
| Prior Transfer Date | Jan 13, 2010 |
| Prior Transfer Doc | 0151270176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Aug 24, 2026 |
| Property Address | 12156 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9346 |
| Document Number | 0000198236 |
| Book / Page | 22029 / 1118 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 2026198236 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2026 |
| Title Company | CITY TITLE, RIVER CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395,920.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12156 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9346 |
| Document Number | 0000198237, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 2026198237 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Nov 4, 2022 |
| Property Address | 12156 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9346 |
| Document Number | 0204891570 |
| Book / Page | 20489 / 1570 |
| Map Reference | MB 54 PG 16&16A-16D |
| Instrument Date | Nov 4, 2022 |
| Instrument | 2022276711 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Title Company | RIVER CITY LAND TITLE LLC, RIVER CITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,675.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1824 CLINTON CT, 1824, THE VILLAGES, FL 32162-6761 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13176 WEXFORD HOLLOW RD N, JACKSONVILLE, FL 32224-8648 |
| Document Number | 0204891572 |
|---|---|
| Date | Nov 4, 2022 |
| Instrument | 20489/1572 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 12156 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9346 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12156 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9346 |
| Document Number | 0194272412 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 19427/2412 |
| Instrument | 2020238892 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $459,364 (-0.73%) Land $122,249 Building $337,115 | $459,364 (-0.73%) Land $122,249 Building $337,115 | |
| 2025 | $7,838.00 (-4.79%) Homeowner's exemption | $462,730 (+5.45%) Land $120,000 Building $342,730 | $462,730 (+5.45%) Land $120,000 Building $342,730 |
| 2024 | $8,232.00 (+1.97%) | ||
| 2023 | $8,073.00 (+114.71%) | $438,810 (+74.55%) Land $90,000 Building $348,810 | $438,810 (+12.74%) Land $90,000 Building $348,810 |
| 2022 | $3,760.00 Homeowner's exemption | $251,390 | $389,219 Land $75,000 Building $314,219 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures