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12170 Cenegal Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 12170 Cenegal Rd, Atascadero, CA 93422 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,407 sqft · built 1989
Lot Size5.05 acres (220,413 sqft)
OwnerIndividual Name on File
Last Sale$899,000 (Dec 2020)
Tax Bill$11,035 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN055-011-013

Property Details

APN / Parcel Number

Primary APN055-011-013

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Building Area2,407 sqft Living Area

Exterior

Year BuiltBuilt 1989
Construction TypeWood
Lot Area220,413 sqft (5.05 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air
SewerSeptic

Location & Zoning

Street Address12170 CENEGAL RD
CityATASCADERO
StateCA
Zip93422-1755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCY ATAS ATAS COL BL 57 LT 31
Legal SubdivisionATASCADERO COLONY
Legal Block57
Legal Lot Number31
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group3
Census Block3003
Census Tract12706

Owner

Source: San Luis Obispo County records · APN 055-011-013

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address12170 CENEGAL RD, ATASCADERO, CA 93422-1755
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 01, 2020 · Amount on Record
Deed SaleDec 01, 2020 · Amount on Record
Prior SaleJul 02, 2007
Deed Document Number2020070624
Record UpdatedJun 08, 2026

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 01, 2020
Property Address12170 CENEGAL RD, ATASCADERO, CA 93422-1755
Document Number0000070624
Map ReferenceMB 3 PG 79
Instrument DateNov 03, 2020
Instrument2020070624
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address12170 CENEGAL RD, ATASCADERO, CA 93422-1755

Mortgage

Document Number0000070625
DateDec 01, 2020
Instrument2020070625
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtascadero City
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$11,035.00 (+4.93%) Homeowner's exemption$973,104 (+4.04%) Land $514,154 Building $458,950
2023$10,517.00 (+1.27%) Homeowner's exemption$935,319 Land $494,190 Building $441,129
2022$10,385.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790127063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2023)
Most Recent ClaimJan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Wildfire

Wildfire RiskHigh
above 90% of the US · above 72% of California
Wildfire LikelihoodAbout 1 in 136 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
Surfnet CommunicationsFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Ranch WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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