12100 Cenegal Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 12100 Cenegal Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,439 sqft · built 1988
Lot Size	2.71 acres (118,047 sqft)
Owner	Individual Name on File
Last Sale	$705,000 (Jul 2005)
Tax Bill	$10,924 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-011-012`

Property Details

APN / Parcel Number

Primary APN	`055-011-012`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,439 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Construction Type	Wood
Lot Area	118,047 sqft (2.71 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Street Address	12100 CENEGAL RD
City	ATASCADERO
State	CA
Zip	93422-1755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CY ATAS ATAS COL BL 57 LT 32
Legal Subdivision	ATASCADERO COLONY
Legal Block	57
Legal Lot Number	32
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	3
Census Block	3003
Census Tract	12706

Owner

Source: San Luis Obispo County assessment roll, APN 055-011-012, as of July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12100 CENEGAL RD, ATASCADERO, CA 93422-1755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2005 · Amount on Record
Deed Sale	Jul 01, 2005 · Amount on Record
Prior Sale	Aug 22, 1994
Deed Document Number	2005054335
Record Updated	Jun 07, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	12100 CENEGAL RD, ATASCADERO, CA 93422-1755
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12100 CENEGAL RD, ATASCADERO, CA 93422-1755

Mortgage

Document Number	0000045691
Date	Aug 27, 2020
Instrument	2020045691

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll as of July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,924.00 (+4.93%) Homeowner's exemption	$963,423 (+4.04%) Land $519,293 Building $444,130
2023	$10,411.00 (+1.26%) Homeowner's exemption	$926,014 Land $499,129 Building $426,885
2022	$10,281.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), as of July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790127063, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Wildfire

Wildfire Risk	High above 87% of the US · above 67% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 29 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch WiFi.

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA4010002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.