12500 Cenegal Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 12500 Cenegal Rd, Atascadero, CA 93422

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,486 sqft · built 1988
Lot Size3.03 acres (131,987 sqft)
OwnerIndividual Name on File
Last Sale$1,320,000 (Jun 2026)
Tax Bill$14,551 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN055-011-007

Property Details

APN / Parcel Number

Primary APN055-011-007

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,486 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeWood
Lot Area131,987 sqft (3.03 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address12500 CENEGAL RD
CityATASCADERO
StateCA
Zip93422-1712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionCY ATAS ATAS COL BL 57 LT 30A
Legal SubdivisionATASCADERO COLONY
Legal Block57
Legal Lot Number30A
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group3
Census Block3003
Census Tract12706

Owner

Source: San Luis Obispo County assessment roll, as of August 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12500 CENEGAL RD, ATASCADERO, CA 93422-1712
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 17, 2026 · Amount on Record
Deed SaleJun 17, 2026 · Amount on Record
Prior SaleJun 8, 2005 · Amount on Record
Deed Document Number202619013
Prior Transfer DateSep 26, 2012
Prior Transfer Doc0000058590
Record UpdatedSep 20, 2026

June 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 17, 2026
Property Address12500 CENEGAL RD, ATASCADERO, CA 93422-1712
Document Number0000019013
Instrument DateJun 14, 2026
Instrument202619013
Transaction TypeTransfer
Record UpdatedJun 25, 2026
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$146,652.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12500 CENEGAL RD, ATASCADERO, CA 93422-1712

Mortgage

Document Number0000019014,
DateJun 17, 2026
Instrument202619014
Lender
NameCENTRAL COAST LENDING INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2025

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtascadero City
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$14,551.00 (+23.03%) Homeowner's exemption$1,280,949 (+21.88%) Land $501,801 Building $779,148
2023$11,827.00 (+4.78%) Homeowner's exemption$1,051,000 Land $410,000 Building $641,000
2022$11,287.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 64% of California
Wildfire Likelihood0.8% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATASCADERO MUTUAL WATER CO
private · serves 33,307 people · EPA ID CA4010002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Ranch WiFi.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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