12164 190th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 12164 190th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,092 sqft · built 1976
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Dec 2020)
Tax Bill	$200 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-035-1300`

Property Details

APN / Parcel Number

Primary APN	`15-035-1300`

Interior

Building Area	1,092 sqft Living Area
Basement Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	871,200 sqft (20 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	12164 190TH ST
City	MILACA
State	MN
Zip	56353-3307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 OF SE OF SE 35 39 27 20.00
Legal Range	27
Legal Township	39
Legal Section	35
Jurisdiction	MILLE LACS MN
Township / Civil Division	PAGE
Census Block Group	1
Census Block	1028
Census Tract	970300

Owner

12164 190th St is owned and occupied by two individuals who bought it in December 2020.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12164 190TH ST, MILACA, MN 56353-3307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Dec 18, 2020	Affidavit, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Deed Document Number	2020421476
Prior Transfer Date	Dec 15, 2020
Prior Transfer Doc	A421475
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 18, 2020
Property Address	12164 190TH ST, MILACA, MN 56353-3307
Document Number	A421476
Instrument Date	Dec 15, 2020
Instrument	A421476
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12164 190TH ST, MILACA, MN 56353-3307

Mortgage

Document Number	A421477
Date	Dec 18, 2020
Instrument	A421477

Lender

Name	NAVY FCU

Agreement

Type	VA Mortgage
Amount	Amount on Record

December 2020: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MILLE LACS MN
Recording Date	Dec 18, 2020
Property Address	12164 190TH ST, MILACA, MN 56353-3307
Document Number	A421475
Instrument Date	Dec 15, 2020
Instrument	A421475
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 BRECKENRIDGE AVE, SAINT CLOUD, MN 56303-3968

Tax Assessment & Valuation

The 2026 property tax bill for 12164 190th St was $200.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Page Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$200.00	$387,700 (+4.02%) Land $109,600 Building $278,100	$387,700 (+4.02%) Land $109,600 Building $278,100
2025	$200.00	$372,700 Land $102,800 Building $269,900	$372,700 Land $102,800 Building $269,900
2023	$348.00	$380,600 Land $80,800 Building $299,800	$380,600 Land $80,800 Building $299,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12164 190th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12164 190th St is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 76% of Minnesota
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: GigFire.

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