12296 190th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 12296 190th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	928 sqft · built 1900
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$227,000 (Nov 2021)
Tax Bill	$2,400 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-035-1500`

Property Details

APN / Parcel Number

Primary APN	`15-035-1500`

Interior

Building Area	928 sqft Living Area
Basement Area	858 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	217,800 sqft (5 acres)

Exterior Amenities

Porch	Slab
Deck Area	396 sqft
Shed	1 Shed
Shed Area	224 sqft

Location & Zoning

Street Address	12296 190TH ST
City	MILACA
State	MN
Zip	56353-3307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 464 FT OF E 470 FT OF W 1/2 OF SE, SEE 12/6/93 SKETCH 35 39 27 5.00
Legal Range	27
Legal Township	39
Legal Section	35
Jurisdiction	MILLE LACS MN
Township / Civil Division	PAGE
Census Block Group	1
Census Block	1028
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12296 190TH ST, MILACA, MN 56353-3307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 25, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Deed Document Number	2021428040
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 10, 2021
Property Address	12296 190TH ST, MILACA, MN 56353-3307
Document Number	A428040
Instrument Date	Oct 20, 2021
Instrument	A428040
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$749.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12296 190TH ST, MILACA, MN 56353-3307

Mortgage

Document Number	000A428041
Date	Nov 10, 2021
Instrument	A428041

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 25, 2019
Property Address	12296 190TH ST, MILACA, MN 56353-3307
Document Number	A414454
Instrument Date	Nov 25, 2019
Instrument	A414454
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24110 FELLER ST, STACY, MN 55079-5026

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Page Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,400.00 (-1.48%)	$288,500 (+19.21%) Land $96,000 Building $192,500	$288,500 (+19.21%) Land $96,000 Building $192,500
2025		$242,000 (-2.58%) Land $59,300 Building $182,700	$242,000 (-2.58%) Land $59,300 Building $182,700
2023	$2,436.00	$248,400 Land $48,200 Building $200,200	$248,400 Land $48,200 Building $200,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 75% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	70 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: GigFire.

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