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1216 Watson St, Key West, FL 33040 Property Records

Monroe County property record for 1216 Watson St, Key West, FL 33040

Property Summary

Property TypeMulti-Family Dwellings
Details5 bd · 4 ba · 2,524 sqft · built 1996
Lot Size0.12 acres (5,253 sqft)
OwnerIndividual Name on Record
Last Sale$850,000 (Oct 2020)
Tax Bill$11,979 (2024)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN00032290-000000

Property Details

APN / Parcel Number

Primary APN00032290-000000
Alternative APN
  • 1033073

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Units2 Units
Stories2 Stories
Building Area2,524 sqft Total Area
1st Floor Area2,524 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2013
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,253 sqft (0.12 acres)

Exterior Amenities

Pool Area300 sqft
PorchOpen Porch
Porch Area575 sqft
Deck Area500 sqft
Patio Area544 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1033073
Street Address1216 WATSON ST
CityKEY WEST
StateFL
Zip33040-3322
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionKW G G WATSON SUB I-209 PT LOT 9 SQR 9 TR 13 OR49-207 OR806-1371 OR826-2209 OR872-1331 OR922-2366 OR1034-1025 OR1163-136
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionKW G G WATSON SUB
Legal Tract13
Legal Lot Number9
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2015
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1216 WATSON ST, KEY WEST, FL 33040-3322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2020 · Amount on Record
Deed SaleOct 21, 2020 · Amount on Record
Prior SaleAug 28, 2000 · Amount on Record
Deed Document Number2287117
Deed Book / Page3051 / 1692
Record UpdatedJun 8, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateOct 21, 2020
Property Address1216 WATSON ST, KEY WEST, FL 33040-3322
Document Number0030511692
Book / Page3051 / 1692
Instrument DateSep 14, 2020
Instrument2287117
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyCORETITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,950.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1001 BRIDGEWAY # 242, 1001, SAUSALITO, CA 94965-2104

Transferred To (Grantee/Buyer)

NameVerified Name
Address1216 WATSON ST, KEY WEST, FL 33040-3322

Mortgage

Document Number0030511694
DateOct 21, 2020
Instrument3051/1694
Lender
NameNP INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,640,118 (+14.43%) Land $742,013 Building $898,105$1,640,118 (+14.43%) Land $742,013 Building $898,105
2024$11,979.00 (+10.38%)
2023$10,853.00 (+19.02%)$1,433,335 (+34.84%) Land $542,609 Building $890,726$1,433,335 (+34.84%) Land $542,609 Building $890,726
2022$9,119.00$1,062,961 Land $487,006 Building $575,955$1,062,961 Land $487,006 Building $575,955

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 191 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 units insured
incl. 7 condo units
Nearby Flood Claims4 (1994–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications, T-Mobile.

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