Monroe County property record for 1211 Watson St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,027 sqft · built 1938 |
| Lot Size | 0.073 acres (3,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $830,000 (May 2021) |
| Tax Bill | $7,045 (2024) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Nov 2019 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 00033610-000000 |
| Primary APN | 00033610-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,027 sqft Living Area |
| 1st Floor Area | 1,027 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,185 sqft (0.073 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 206 sqft |
| Patio Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1034517 |
|---|---|
| Street Address | 1211 WATSON ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-3321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HMDR |
| Legal Description | KW GWYNN SUB PT OF TR 13 A1-73 A4-440 A5-609 G44-128/129 OR751-1536/1537 OR901-870 OR1281-1192/94 OR1356-844/5 OR1369-1567/69 OR1369-1575/6 OR1450-1901/02 OR1531-2143/46R/S OR1845-2445/46 OR2465-1929/30 OR2465-1931/32 OR2465-1933/34 OR2477-864/65 OR2 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 05 |
| Legal Subdivision | ISLANBD WEST |
| Legal Tract | 13 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 972800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1211 Watson St is owned and occupied by two individuals who bought it in May 2021.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1211 WATSON ST, KEY WEST, FL 33040-3321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage GROUP ONE MORTGAGE INC |
| Nov 13, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2021 · Amount on File |
| Deed Sale | May 12, 2021 · Amount on File |
| Prior Sale | May 7, 2010 · Amount on File |
| Deed Document Number | 20212318917 |
| Deed Book / Page | 3096 / 1479 |
| Prior Transfer Date | Oct 31, 2019 |
| Prior Transfer Doc | 0029940507 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 12, 2021 |
| Property Address | 1211 WATSON ST, KEY WEST, FL 33040-3321 |
| Document Number | 0030961479 |
| Book / Page | 3096 / 1479 |
| Instrument Date | May 4, 2021 |
| Instrument | 2318917 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,810.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3278 BAYSIDE WALK, 3278, SAN DIEGO, CA 92109-7762 |
| Name | Verified Name |
|---|---|
| Address | 1211 WATSON ST, KEY WEST, FL 33040-3321 |
| Document Number | 30961483 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 3096/1483 |
| Name | GROUP ONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jun 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | Other |
| Max Rate | 8.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 13, 2019 |
| Property Address | 1211 WATSON ST, KEY WEST, FL 33040-3321 |
| Document Number | 0029940507 |
| Book / Page | 002994 / 000507 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 2244252 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 305 BAYSIDE WALK SAN DIEGO CA 92109, SAN DIEGO, CA 92109 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $863,045 | $1,009,070 Land $755,355 Building $253,715 | |
| 2024 | $7,045.00 (+1.67%) | ||
| 2023 | $6,929.00 (+4.48%) Homeowner's exemption | $814,295 (+3%) | $890,459 (+12.63%) Land $657,034 Building $233,425 |
| 2022 | $6,632.00 Homeowner's exemption | $790,578 Land $564,955 Building $225,623 | $790,578 Land $564,955 Building $225,623 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1211 Watson St in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 191 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 units insured incl. 7 condo units |
| Nearby Flood Claims | 4 (1994–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1211 Watson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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