Monroe County property record for 1213 Watson St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 679 sqft · built 1933 |
| Lot Size | 0.058 acres (2,520 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,147,500 (Mar 2025) |
| Tax Bill | $2,805 (2024) |
| Flood Zone | Zone X (moderate risk) |
| APN | 00033620-000000 |
| Primary APN | 00033620-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 679 sqft Living Area |
| 1st Floor Area | 679 sqft |
| Flooring | Plywood |
| Interior Walls | Wood |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,520 sqft (0.058 acres) |
| Cooling System | None |
|---|
| Account Number | 1034525 |
|---|---|
| Street Address | 1213 WATSON ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-3321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HMDR |
| Legal Description | KW GWYNN SUB PT OF TR 13 OR137-22/23 OR649-646D/C PROB#82-168-CP-23 OR855-2001/2003 OR856-1027ORD/ADM OR1576-1729/30Q/C OR1649-167M/L OR1576-1491/93(ORDER) OR1929-775Q/C OR2143-1678/79 OR2260-2066/67QC OR2368-2442/2444C/T OR2373-842/44 OR2373-845/46A |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 05 |
| Legal Subdivision | ISLAND OF KEY WEST |
| Legal Tract | 13 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 972800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1213 Watson St is owned by two individuals who bought it in March 2025.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19490 HICKORY DR, CULPEPER, VA 22701-8313 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2025 · Amount on File |
| Deed Sale | Mar 19, 2025 · Amount on File |
| Prior Sale | Jul 28, 2008 · Amount on File |
| Deed Document Number | 20252493836 |
| Deed Book / Page | 3316 / 1879 |
| Prior Transfer Date | Dec 20, 2006 |
| Prior Transfer Doc | 0022602066 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $333,286 | $772,275 Land $634,234 Building $138,041 | |
| 2024 | $2,805.00 (+2%) | ||
| 2023 | $2,750.00 (+4.68%) Homeowner's exemption | $314,461 (+3%) | $676,064 (+12.63%) Land $551,678 Building $124,386 |
| 2022 | $2,627.00 Homeowner's exemption | $305,302 | $600,274 Land $474,365 Building $125,909 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1213 Watson St in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 191 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 units insured incl. 7 condo units |
| Nearby Flood Claims | 4 (1994–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1213 Watson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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