1216 W Union St, Midland, MI 48640 Property Records

Midland County property record for 1216 W Union St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	1 ba · 812 sqft · built 1914
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$87,000 (Apr 2021)
Tax Bill	$1,926 (2025)
Deeds & Mortgages	Apr 2021 Sale Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-16-60-448`

Property Details

APN / Parcel Number

Primary APN	`14-16-60-448`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	812 sqft Living Area
1st Floor Area	812 sqft
Basement Area	704 sqft
Unfinished Basement	704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1216 W UNION ST
City	MIDLAND
State	MI
Zip	48640-4974
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-3
Legal Description	LOT 28 BLK F POST ADD
Legal Subdivision	BLK F POST ADD
Legal Block	F
Legal Lot Number	28
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2023
Census Tract	290100

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1216 W UNION ST, MIDLAND, MI 48640-4974
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Warranty Deed, Transfer
Apr 28, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Prior Sale	Apr 28, 2021 · Amount on Record
Deed Book / Page	1645 / 304
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Apr 28, 2021
Property Address	1216 W UNION ST, MIDLAND, MI 48640-4974
Document Number	1645/303
Book / Page	1645 / 303
Map Reference	LB A PG 91
Instrument Date	Apr 23, 2021
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3736 E FELICIA DR, 3736, MIDLAND, MI 48642-8871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 W UNION ST, MIDLAND, MI 48640-4974

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Apr 28, 2021
Property Address	1216 W UNION ST, MIDLAND, MI 48640-4974
Document Number	1645/304
Book / Page	1645 / 304
Map Reference	LB A PG 91
Instrument Date	Apr 23, 2021
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$652.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1216 W UNION ST, 1216, MIDLAND, MI 48640-4974

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 W UNION ST, MIDLAND, MI 48640-4974

Mortgage

Document Number	1645305
Date	Apr 28, 2021
Instrument	1645/305

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,000	$152,000
2025	$1,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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