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1206 W Union St, Midland, MI 48640 Property Records

Midland County property record for 1206 W Union St, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,188 sqft · built 1927
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Jun 2023)
Tax Bill$1,487 (2022)
Deeds & MortgagesJun 2023 Sale & Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-16-60-452

Property Details

APN / Parcel Number

Primary APN14-16-60-452

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,188 sqft Living Area

Exterior

Year BuiltBuilt 1927
Lot Area8,276 sqft (0.189 acres)
Lot Dimensions140 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number141660452
Street Address1206 W UNION ST
CityMIDLAND
StateMI
Zip48640-4974
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA3
Legal DescriptionLOT 30 BLK F POST ADD
Legal SubdivisionBLK F POST ADD
Legal BlockF
Legal Lot Number30
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group2
Census Block2023
Census Tract290100

Owner

Source: Midland County assessment roll, APN 14-16-60-452, as of March 1, 2023 · Last verified July 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1401 W UNION ST, MIDLAND, MI 48640-4989
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2023Warranty Deed, Transfer · Commercial Mortgage
FRANKENMUTH CU
Nov 17, 2020Warranty Deed, Transfer · Conventional Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 27, 2023 · Amount on Record
Deed SaleJun 27, 2023 · Amount on Record
Prior SaleNov 17, 2020 · Amount on Record
Deed Document Number0016651366
Deed Book / Page1665 / 1366
Record UpdatedJun 07, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateJun 27, 2023
Property Address1206 W UNION ST, MIDLAND, MI 48640-4974
Document Number01665/1366
Book / Page1665 / 1366
Map ReferenceLB A PG 91
Instrument DateJun 23, 2023
Transaction TypeTransfer
Record UpdatedJul 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2906 FINKTON RD, EAST JORDAN, MI 49727-9219

Transferred To (Grantee/Buyer)

NameVerified Name
Address1401 W UNION ST, MIDLAND, MI 48640-4989

Mortgage

Document Number0016651367
DateJun 27, 2023
Instrument1665/1367
Lender
NameFRANKENMUTH CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateNov 17, 2020
Property Address1206 W UNION ST, MIDLAND, MI 48640-4974
Document Number1639/982
Book / Page1639 / 982
Map ReferenceLB A PG 91
Instrument DateNov 06, 2020
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1206 W UNION ST, 1206, MIDLAND, MI 48640-4974

Transferred To (Grantee/Buyer)

NameVerified Name
Address2514 ABBOTT RD, MIDLAND, MI 48642-5218

Mortgage

Document Number1639983
DateNov 17, 2020
Instrument1639/983
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Midland County assessment roll as of March 1, 2023 · Last verified July 2023

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
MunicipalityMidland City
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2023$48,200$96,400
2022$1,487.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Midland County (26111C), as of February 3, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 436 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0004370, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MIDLAND
serves 42,547 people
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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