1210 W Union St, Midland, MI 48640 Property Records

Midland County property record for 1210 W Union St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,248 sqft · built 1910
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Apr 2026)
Tax Bill	$2,189 (2024)
Deeds & Mortgages	Apr 2026 Sale Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-16-60-450`

Property Details

APN / Parcel Number

Primary APN	`14-16-60-450`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Ranch
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	140 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1210 W UNION ST
City	MIDLAND
State	MI
Zip	48640-4974
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-3
Legal Description	LOT 29 BLK F POST ADD
Legal Subdivision	BLK F POST ADD
Legal Block	F
Legal Lot Number	29
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2023
Census Tract	290100

Owner

Source: Midland County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5713 STILLWATER LN, MIDLAND, MI 48642-7028
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 1, 2021	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 8, 2019	Warranty Deed, Transfer CROSSLAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Dec 19, 2024 · Amount on Record
Deed Document Number	20263906
Deed Book / Page	2026 / 3906
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Apr 20, 2026
Property Address	1210 W UNION ST, MIDLAND, MI 48640-4974
Document Number	0000003906
Book / Page	2026 / 3906
Instrument Date	Apr 16, 2026
Instrument	2026.3906
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$136,350.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5713 STILLWATER LN, MIDLAND, MI 48642-7028

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Nov 1, 2021
Property Address	1210 W UNION ST, MIDLAND, MI 48640-4974
Document Number	1651/345
Book / Page	1651 / 345
Map Reference	LB A PG 91
Instrument Date	Oct 28, 2021
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1210 W UNION ST, 1210, MIDLAND, MI 48640-4974

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 W UNION ST, MIDLAND, MI 48640-4974

Mortgage

Document Number	1651346
Date	Nov 1, 2021
Instrument	1651/346

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 8, 2019
Property Address	1210 W UNION ST, MIDLAND, MI 48640-4974
Document Number	01622/00505
Book / Page	01622 / 00505
Instrument Date	Mar 8, 2019
Instrument	01622-00505
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	CROSSLAND TITLE

Transaction

Amount	Amount Recorded
Tax	$791.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	516 GRANT ST, 516, TRAVERSE CITY, MI 49686-3357

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4512 N SAGINAW RD, MIDLAND, MI 48640-2369

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,600	$139,200
2024	$2,189.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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