12156 Pine Tree Ln, Lusby, MD 20657 Property Records

Calvert County property record for 12156 Pine Tree Ln, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 864 sqft · built 1967
Lot Size	0.592 acres (25,809 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Oct 2025)
Tax Bill	$3,361 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-125923`

Property Details

APN / Parcel Number

Primary APN	`01-125923`
Alternative APNs	`1125923` `125923`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	864 sqft Total Area
Attic	Attic
Attic Area	216 sqft
Basement Area	734 sqft
Finished Basement	734 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	25,809 sqft (0.592 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	220 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	125923
Street Address	12156 PINE TREE LN
City	LUSBY
State	MD
Zip	20657-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 7 SEC 1H CHES RANCH ESTS
Legal Subdivision	CHESAPK RAN ES
Legal Lot Number	7
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2022
Census Tract	861004

Owner

12156 Pine Tree Ln is owned and occupied by two individuals who bought it in October 2025.

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12156 PINE TREE LN, LUSBY, MD 20657-3537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed, Transfer · Conventional Mortgage NAVY FCU
Apr 28, 2022	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Prior Sale	Apr 28, 2022 · Amount on File
Deed Book / Page	6793 / 132
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 2, 2025
Property Address	12156 PINE TREE LN, LUSBY, MD 20657-3537
Document Number	0067930132
Book / Page	6793 / 132
Map Reference	LB JLB 1 FO 63
Instrument Date	Sep 25, 2025
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12156 PINE TREE LN, LUSBY, MD 20657-3537

Mortgage

Document Number	0006793141
Date	Oct 2, 2025
Instrument	6793/141

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 28, 2022
Property Address	12156 PINE TREE LN, LUSBY, MD 20657-3537
Document Number	0062700038
Book / Page	6270 / 38
Map Reference	LB JLB 1 FO 63
Instrument Date	Apr 15, 2022
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	BRIDGEVIEW TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000627044
Date	Apr 28, 2022
Instrument	6270/44

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 12156 Pine Tree Ln was $3,361 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,100 (+17.37%) Land $55,200 Building $262,900	$318,100 (-) Land $55,200 Building $262,900
2025	$3,361.00	$271,033	$318,100 Land $55,200 Building $262,900
2023	$1,837.00	$176,900 Land $55,200 Building $121,700	$176,900 Land $55,200 Building $121,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12156 Pine Tree Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12156 Pine Tree Ln is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Tree Ln

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