12151 Pine Tree Ln, Lusby, MD 20657 Property Records

Calvert County property record for 12151 Pine Tree Ln, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,092 sqft · built 1990
Lot Size	0.661 acres (28,791 sqft)
Owner	Individual Name on Record
Last Sale	$229,999 (Aug 2020)
Tax Bill	$3,032 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-082728`

Property Details

APN / Parcel Number

Primary APN	`01-082728`
Alternative APNs	`1082728` `082728`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Total Area
Basement Area	546 sqft
Finished Basement	546 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	28,791 sqft (0.661 acres)
Porch	Slab
Porch Area	80 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	082728
Street Address	12151 PINE TREE LN
City	LUSBY
State	MD
Zip	20657-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 8 SEC 1H CHES RANCH ESTS
Legal Subdivision	CHESAPEAKE RANCH ESTATES
Legal Lot Number	8
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2022
Census Tract	861004

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12151 PINE TREE LN, LUSBY, MD 20657-3538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Prior Sale	Feb 17, 2005 · Amount on Record
Deed Book / Page	5677 / 393
Record Updated	Oct 29, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 25, 2020
Property Address	12151 PINE TREE LN, LUSBY, MD 20657-3538
Document Number	0056770393
Book / Page	5677 / 393
Map Reference	MB JLB 1 PG 63
Instrument Date	Aug 20, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12151 PINE TREE LN, LUSBY, MD 20657-3538

Mortgage

Document Number	5677399
Date	Aug 25, 2020
Instrument	5677/399

Lender

Name	COLONIAL MORTGAGE GROUP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,600 (+28.26%) Land $55,200 Building $204,400	$259,600 (+28.26%) Land $55,200 Building $204,400
2025	$3,032.00 (+44.24%)
2023	$2,102.00	$202,400 Land $55,200 Building $147,200	$202,400 Land $55,200 Building $147,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Tree Ln

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