12148 Pine Tree Ln, Lusby, MD 20657 Property Records

Calvert County property record for 12148 Pine Tree Ln, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 1992
Lot Size	0.523 acres (22,804 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Oct 2024)
Tax Bill	$3,151 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-095501`

Property Details

APN / Parcel Number

Primary APN	`01-095501`
Alternative APNs	`1095501` `095501`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Total Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,804 sqft (0.523 acres)
Deck Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	095501
Street Address	12148 PINE TREE LN
City	LUSBY
State	MD
Zip	20657-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 5 SEC 1H CHES RANCH ESTS
Legal Subdivision	CHESAPK RAN ES
Legal Lot Number	5
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2022
Census Tract	861004

Owner

12148 Pine Tree Ln is owned and occupied by an individual who bought it in October 2024.

Source: Calvert County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	12148 PINE TREE LN, LUSBY, MD 20657-3537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2024 · Amount on File
Deed Sale	Oct 25, 2024 · Amount on File
Prior Sale	May 24, 2007 · Amount on File
Deed Book / Page	6643 / 99
Prior Transfer Date	Aug 13, 2021
Prior Transfer Doc	0060640457
Record Updated	Oct 29, 2026

August 2021:

Jurisdiction	CALVERT MD
Recording Date	Aug 30, 2021
Property Address	12148 PINE TREE LN, LUSBY, MD 20657-3537
Document Number	0060640457
Book / Page	6064 / 457
Map Reference	MB JLB 1 PL 63
Instrument Date	Aug 13, 2021
Record Updated	Sep 10, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12148 PINE TREE LN, LUSBY, MD 20657-3537

Mortgage

Document Number	0060640465
Date	Aug 30, 2021
Book Page	6064/465

Lender

Name	FILO MORTGAGE LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 12148 Pine Tree Ln was $3,151.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,900 (+7.71%) Land $55,200 Building $215,700	$270,900 (-) Land $55,200 Building $215,700
2025	$3,151.00	$251,500	$270,900 Land $55,200 Building $215,700
2023	$2,209.00	$212,700 Land $55,200 Building $157,500	$212,700 Land $55,200 Building $157,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12148 Pine Tree Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12148 Pine Tree Ln is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures